How the numbers are built
Each franchise brand page is built from that brand's own SBA 7(a) financing history. We aggregate every 7(a) loan tied to the brand to show what units typically cost to finance, how those loans were priced, and how often they have failed.
Data sources
For each brand we summarize the typical project cost financed, the range of loan sizes, the rates lenders charged, and the most active lenders — all from loans tagged to that brand.
We also surface the brand's charge-off rate: the share of its seasoned 7(a) loans that ended in a charge-off.
Brands can be ordered by financing volume or by failure rate. The riskiest and safest views sort scored brands by their observed charge-off rate, with enough loan history behind each to be meaningful.
What this does not tell you
Want help reading SBA data for a specific deal?
Tell us the business or brand you're looking at and we'll point you to the lenders most active in that space — and what their loans have actually done.
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