SBA loan basics
Short answer
You can use the SBA's online Lender Match tool, contact local banks, or consult with an SBA resource partner like a Small Business Development Center.
The SBA provides resources to help small businesses connect with approved lenders. The Lender Match tool is an online referral service. Additionally, many commercial banks, credit unions, and non-bank lenders are authorized to offer SBA 7(a) loans, and contacting them directly or seeking advice from local SBA resource partners (SBDCs, SCORE) can help you find a suitable lender.
You visit the SBA website, enter your business's needs, and Lender Match provides a list of interested lenders. Alternatively, you could call your current bank to inquire about their SBA loan programs.
Lenders want to attract qualified borrowers. They actively market their SBA loan programs and work with referral partners to identify businesses that fit their lending criteria and the SBA's eligibility requirements.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
7(a) Loan Program — Terms, Conditions, and Eligibility
U.S. Small Business Administration · Official SBA source
SBA 7(a) Loans Overview
SOP 50 10 - Lender and Development Company Loan Programs
Last checked 2026-06-13. Official sources control — verify before relying on any rule for a live deal.
Last reviewed 2026-06-13 · SBA sources checked through 2026-06-13. DealRoom analysis of public SBA 7(a) lending records (FY2020–present). Grounded in the current SBA rulebook; verify against the official sources above before relying on it for a live deal. Not legal, tax, or financial advice, and not an approval decision.
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