SBA lending record

CULTURED ROOTS LLC

6748 DERBY DR, Gurnee, IL 60031 · All Other General Merchandise Retailers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$10K

Total SBA financing

Loan on record

FY2022

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$10,000 — FY2022

Gross approval: $10,000
SBA guaranteed: $8,500 (85%)
Status: Charged off (failed)
Rate at approval: 8.25% v
Term: 61 mo (5 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 5/25/2022
First disbursement: 6/1/2022
Days to fund: 7 days
Charged off: 11/21/2024
Charge-off amount: $8,828

The lender

Readycap Lending, LLC

1 loan to this businessFull SBA lending record + branches on the lender page →

Agent summary

This page summarizes the public SBA 7(a) lending record for CULTURED ROOTS LLC in Gurnee, IL (All Other General Merchandise Retailers). DealRoom compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $10K
On record FY2022
4 jobs supported
Industry: All Other General Merchandise Retailers
Location: Gurnee, IL
Lender: Readycap Lending, LLC

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-15.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.
Canonical:: https://dealroom.so/businesses/cultured-roots-llc-il
API:: https://dealroom.so/api/public/businesses/cultured-roots-llc-il
Methodology:: Sources & methodology

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DealRoom listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with CULTURED ROOTS LLC.