H & O INC

821 E 5th St, Canton, SD 57013 · General Automotive Repair. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$611K

Total SBA financing

1

Loan on record

FY2023

On record

5

Jobs supported

● business — business location is the ZIP-area centroid from the public record

Is H & O INC your business?

This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.

Claim this listing Remove

The loan

$611,200 — FY2023

Gross approval: $611,200
SBA guaranteed: $458,400 (75%)
Status: Current
Rate at approval: 7.75% v
Term: 300 mo (25 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Business purchase
Approved: 5/2/2023
First disbursement: 5/3/2023
Days to fund: 1 days
Collateral: Required
Jobs supported: 5
Business type: Corporation
Business age: Change of Ownership
Industry: General Automotive Repair
NAICS code: 811111
Lender: First Bank & Trust
Address: 821 E 5th St
City: Canton, 57013
County: Lincoln
SBA district office: SOUTH DAKOTA DISTRICT OFFICE
Congressional district: 0

The lender

First Bank & Trust

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding general automotive repair — by location, industry.

SBA lenders in South Dakota Lenders for general automotive repair General Automotive Repair lenders in South Dakota

Agent summary

This page summarizes the public SBA 7(a) lending record for H & O INC in Canton, SD (General Automotive Repair). DealRoom compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $611K
On record FY2023
5 jobs supported
Industry: General Automotive Repair
Location: Canton, SD
Lender: First Bank & Trust

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with General Automotive Repair businesses in SD for ~$611k deals, then pre-qualify for 7(a) financing before making an offer. DealRoom can arrange a lender introduction — free for buyers.

Next steps

Pre-qualify this deal Talk to a loan broker Find SBA lenders Compare similar deals

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.
Canonical:: https://dealroom.so/businesses/h-o-inc-sd
API:: https://dealroom.so/api/public/businesses/h-o-inc-sd
Methodology:: Sources & methodology

Informational only — DealRoom does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and DealRoom methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. DealRoom is not a lender.

Is H & O INC your business?

This page was built from public lending data. Claim it free to correct the details, tell your story, and control how your business shows up — or ask us to take it down.

Claim this listing

Researching a business like this one?

The numbers above are what a deal of this size and type actually looked like. Tell us what you're buying and we'll point you to the lenders most likely to fund it.

Free · No documents · Usually same-day

I authorize DealRoom to share my contact information with SBA lending partners and loan brokers (including partners who compensate DealRoom), who may contact me about financing. DealRoom is not a lender and makes no credit decision.

DealRoom listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with H & O INC.