HAPPY'S CAR WASH INC.

309 E IL ROUTE 173, Antioch, IL 60002 · Car Washes. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$2.4M

Total SBA financing

1

Loan on record

FY2022

On record

6

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$2,350,000 — FY2022

Gross approval: $2,350,000
SBA guaranteed: $1,762,500 (75%)
Status: Current
Rate at approval: 7.5% v
Term: 303 mo (25 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 9/19/2022
First disbursement: 9/20/2022
Days to fund: 1 days
Collateral: Required
Jobs supported: 6
Business type: Corporation
Business age: New Business or 2 years or less
Industry: Car Washes
NAICS code: 811192
Lender: Stearns Bank National Association
Address: 309 E IL ROUTE 173
City: Antioch, 60002
County: Lake
SBA district office: ILLINOIS DISTRICT OFFICE
Congressional district: 14

The lender

Stearns Bank National Association

1 loan to this businessFull SBA lending record + branches on the lender page →

Agent summary

This page summarizes the public SBA 7(a) lending record for HAPPY'S CAR WASH INC. in Antioch, IL (Car Washes). DealRoom compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $2.4M
On record FY2022
6 jobs supported
Industry: Car Washes
Location: Antioch, IL
Lender: Stearns Bank National Association

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Car Washes businesses in IL for ~$2.4M deals, then pre-qualify for 7(a) financing before making an offer. DealRoom can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.
Canonical:: https://dealroom.so/businesses/happy-s-car-wash-inc-il
API:: https://dealroom.so/api/public/businesses/happy-s-car-wash-inc-il
Methodology:: Sources & methodology

Informational only — DealRoom does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and DealRoom methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. DealRoom is not a lender.

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DealRoom listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with HAPPY'S CAR WASH INC..