SBA lending record

JO WO INC

638 Colonial Dr., High Point, NC 27262 · Retail Bakeries. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$1.5M

Total SBA financing

Loans on record

FY2022–25

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$340,000 — FY2025

Loan 1 of 2

Gross approval: $340,000
SBA guaranteed: $255,000 (75%)
Status: Current
Rate at approval: 10.5% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/5/2024
First disbursement: 12/20/2024
Days to fund: 45 days
Collateral: Required
Jobs supported: 22

The lender

Bank of Oak Ridge

2 loans to this businessFull SBA lending record + branches on the lender page →

Agent summary

This page summarizes the public SBA 7(a) lending record for JO WO INC in High Point, NC (Retail Bakeries). DealRoom compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $1.5M
On record FY2022–25
30 jobs supported
Industry: Retail Bakeries
Location: High Point, NC
Lender: Bank of Oak Ridge

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-15.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.
Canonical:: https://dealroom.so/businesses/jo-wo-inc-nc
API:: https://dealroom.so/api/public/businesses/jo-wo-inc-nc
Methodology:: Sources & methodology

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DealRoom listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with JO WO INC.