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Joseph's Heating and Air, Inc. — SBA Loan Record (Richmond, KY) | DealRoom

Intelligence/Plumbing, Heating, and Air-Conditioning Contractors/KY

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SBA lending record

Joseph's Heating and Air, Inc.

207 N. ESTILL AVE, Richmond, KY 40475 · Plumbing, Heating, and Air-Conditioning Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$50K

Total SBA financing

1

Loan on record

FY2023

On record

—

Jobs supported

● business — business location is the ZIP-area centroid from the public record

Is Joseph's Heating and Air, Inc. your business?

This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.

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The loan

$50,000 — FY2023

Gross approval: $50,000
SBA guaranteed: $25,000 (50%)
Status: Current
Rate at approval: 8% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 4/12/2023
First disbursement: 5/3/2023
Days to fund: 21 days
Collateral: None
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Plumbing, Heating, and Air-Conditioning Contractors
NAICS code: 238220
Lender: Community Trust Bank, Inc.
Address: 207 N. ESTILL AVE
City: Richmond, 40475
County: Madison
SBA district office: KENTUCKY DISTRICT OFFICE
Congressional district: 6

The lender

Community Trust Bank, Inc.

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding plumbing, heating, and air-conditioning contractors — by location, industry.

SBA lenders in Kentucky Lenders for plumbing, heating, and air-conditioning contractors Plumbing, Heating, and Air-Conditioning Contractors lenders in Kentucky

Similar businesses

Comparable plumbing, heating, and air-conditioning contractors in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

AIR SUPPORT LLC

Richmond, KY· ~0 mi

Plumbing, Heating, and Air-Conditioning Contractors

$25K
SBA financing: ≈ $49K–$82K
Est. revenue (rough)

TACKSON INC

Richmond, KY· ~3 mi

Plumbing, Heating, and Air-Conditioning Contractors

$26K
SBA financing: ≈ $51K–$85K
Est. revenue (rough)

Royal Flush Piping

Danville, KY· ~23 mi

Plumbing, Heating, and Air-Conditioning Contractors

$45K
SBA financing: ≈ $88K–$146K
Est. revenue (rough)

Good Plumbing, LLC

Louisville, KY· ~87 mi

Plumbing, Heating, and Air-Conditioning Contractors

$50K
SBA financing: ≈ $98K–$163K
Est. revenue (rough)

Gateway Plumbing LLC

Frenchburg, KY· ~39 mi

Plumbing, Heating, and Air-Conditioning Contractors

$100K
SBA financing: ≈ $196K–$327K
Est. revenue (rough)

ARCHER SERVICES LLC

Simpsonville, KY· ~67 mi

Plumbing, Heating, and Air-Conditioning Contractors

$70K
SBA financing: ≈ $137K–$229K
Est. revenue (rough)

Agent summary

This page summarizes the public SBA 7(a) lending record for Joseph's Heating and Air, Inc. in Richmond, KY (Plumbing, Heating, and Air-Conditioning Contractors). DealRoom compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $50K
On record FY2023
Industry: Plumbing, Heating, and Air-Conditioning Contractors
Location: Richmond, KY
Lender: Community Trust Bank, Inc.

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Plumbing, Heating, and Air-Conditioning Contractors businesses in KY for ~$50k deals, then pre-qualify for 7(a) financing before making an offer. DealRoom can arrange a lender introduction — free for buyers.

Next steps

Pre-qualify this deal→Talk to a loan broker→Find SBA lenders→Compare similar deals→

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.
Canonical:: https://dealroom.so/businesses/joseph-s-heating-and-air-inc-ky
API:: https://dealroom.so/api/public/businesses/joseph-s-heating-and-air-inc-ky
Methodology:: Sources & methodology

Informational only — DealRoom does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and DealRoom methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. DealRoom is not a lender.

Is Joseph's Heating and Air, Inc. your business?

This page was built from public lending data. Claim it free to correct the details, tell your story, and control how your business shows up — or ask us to take it down.

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DealRoom listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Joseph's Heating and Air, Inc..