SBA lending record
Lake Effect Express, Inc.
3887 E Washington Rd, Saginaw, MI 48601 · General Freight Trucking, Local. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$2.5M
Total SBA financing
2
Loans on record
FY2024–25
On record
49
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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All 2 loans
$1,225,000 — FY2025
Loan 1 of 2- Gross approval
- $1,225,000
- SBA guaranteed
- $918,750 (75%)
- Status
- Current
- Rate at approval
- 7.5% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 8/5/2025
- First disbursement
- 9/11/2025
- Days to fund
- 37 days
- Collateral
- Required
- Jobs supported
- 25
The lenders
Celtic Bank Corporation
1 loan to this businessFull SBA lending record + branches on the lender page →Agent summary
This page summarizes the public SBA 7(a) lending record for Lake Effect Express, Inc. in Saginaw, MI (General Freight Trucking, Local). DealRoom compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $2.5M
- On record FY2024–25
- 49 jobs supported
- Industry: General Freight Trucking, Local
- Location: Saginaw, MI
- Lenders: Celtic Bank Corporation, Independent Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-15.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.
- Methodology:
- Sources & methodology
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DealRoom listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Lake Effect Express, Inc..