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SBA lending record

Personal Fears Inc

101 W. 55t st apt 12L, New York, NY 10019 · Clothing Accessories Stores. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$140K

Total SBA financing

1

Loan on record

FY2023

On record

2

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$140,000 — FY2023

Gross approval: $140,000
SBA guaranteed: $119,000 (85%)
Status: Current
Rate at approval: 11.75% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 4/27/2023
First disbursement: 5/2/2023
Days to fund: 5 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 2
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Clothing Accessories Stores
NAICS code: 448150
Lender: BayFirst National Bank
Address: 101 W. 55t st apt 12L
City: New York, 10019
County: New York
SBA district office: NEW YORK DISTRICT OFFICE
Congressional district: 10

The lender

BayFirst National Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding clothing accessories stores — by location, industry.

SBA lenders in New York Lenders for clothing accessories stores Clothing Accessories Stores lenders in New York

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Comparable clothing accessories stores in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

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SBA financing: ≈ $483K–$805K
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Menta Naranja Accessories Corp

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$25K
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BELLASSACCESSORIES INC

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$25K
SBA financing: ≈ $49K–$82K
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Rosier inc

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Agent summary

This page summarizes the public SBA 7(a) lending record for Personal Fears Inc in New York, NY (Clothing Accessories Stores). DealRoom compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $140K
On record FY2023
2 jobs supported
Industry: Clothing Accessories Stores
Location: New York, NY
Lender: BayFirst National Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Clothing Accessories Stores businesses in NY for ~$140k deals, then pre-qualify for 7(a) financing before making an offer. DealRoom can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.
Canonical:: https://dealroom.so/businesses/personal-fears-inc-ny
API:: https://dealroom.so/api/public/businesses/personal-fears-inc-ny
Methodology:: Sources & methodology

Informational only — DealRoom does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and DealRoom methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. DealRoom is not a lender.

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DealRoom listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Personal Fears Inc.