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SBA lending record

RATCHET KNOB

595 NEW LOUDON RD, SUITE 160, Latham, NY 12110 · Hardware Merchant Wholesalers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$50K

Total SBA financing

1

Loan on record

FY2025

On record

1

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$50,000 — FY2025

Gross approval: $50,000
SBA guaranteed: $25,000 (50%)
Status: Current
Rate at approval: 10% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 5/29/2025
First disbursement: 6/12/2025
Days to fund: 14 days
Collateral: Required
Jobs supported: 1
Business type: Corporation
Business age: New Business or 2 years or less
Industry: Hardware Merchant Wholesalers
NAICS code: 423710
Lender: Beacon Bank and Trust
Address: 595 NEW LOUDON RD, SUITE 160
City: Latham, 12110
County: Albany
SBA district office: SYRACUSE DISTRICT OFFICE
Congressional district: 20

The lender

Beacon Bank and Trust

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding hardware merchant wholesalers — by location, industry.

SBA lenders in New York Lenders for hardware merchant wholesalers Hardware Merchant Wholesalers lenders in New York

Similar businesses

Comparable hardware merchant wholesalers in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

FRANKLIN MANUFACTURING INC.

Mineola, NY· ~136 mi

Hardware Merchant Wholesalers

$60K
SBA financing: ≈ $118K–$196K
Est. revenue (rough)

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Huss Industries Inc

Staten Island, NY· ~149 mi

Hardware Merchant Wholesalers

$25K
SBA financing: ≈ $49K–$82K
Est. revenue (rough)

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DRILL2SUPPLY LLC

Prior Lake, MN· ~990 mi

Hardware Merchant Wholesalers

$40K
SBA financing: ≈ $78K–$131K
Est. revenue (rough)

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AVALON DESIGN

Elmira, NY· ~162 mi

Hardware Merchant Wholesalers

$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

View record

G&C Wholesale Supply Inc.

Brooklyn, NY· ~140 mi

Hardware Merchant Wholesalers

$220K
SBA financing: ≈ $431K–$719K
Est. revenue (rough)

View record

Sunset Hardware

Brooklyn, NY· ~141 mi

Hardware Merchant Wholesalers

$350K
SBA financing: ≈ $686K–$1.1M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for RATCHET KNOB in Latham, NY (Hardware Merchant Wholesalers). DealRoom compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $50K
On record FY2025
1 jobs supported
Industry: Hardware Merchant Wholesalers
Location: Latham, NY
Lender: Beacon Bank and Trust

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Hardware Merchant Wholesalers businesses in NY for ~$50k deals, then pre-qualify for 7(a) financing before making an offer. DealRoom can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.
Canonical:: https://dealroom.so/businesses/ratchet-knob-ny
API:: https://dealroom.so/api/public/businesses/ratchet-knob-ny
Methodology:: Sources & methodology

Informational only — DealRoom does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and DealRoom methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. DealRoom is not a lender.

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DealRoom listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with RATCHET KNOB.