For SBA lenders
Short answer
When submitting a loan to E-Tran, lenders typically provide SBA Forms 1919 and 1920 (or their E-Tran equivalents), the credit memo, financial statements, and supporting eligibility documentation.
For E-Tran submission, the lender inputs key loan and borrower data, which is essentially the electronic equivalent of SBA Forms 1919 (Borrower Information) and 1920 (Lender's Application for Guaranty). Beyond this data entry, the lender maintains in its file all supporting documentation, including the credit memo, business and personal financial statements, tax returns, collateral appraisals, and other eligibility proofs, for SBA review upon request.
A lender prepares a $350,000 7(a) loan for E-Tran. They enter borrower information, loan terms, and certifications. In their internal file, they retain the signed Form 1919, a comprehensive credit memo, 3 years of business tax returns, personal financial statements, and a business debt schedule.
SOP 50 10 - Lender and Development Company Loan Programs
SBA Form 1919 - Borrower Information Form
Standard 7(a) Authorization File Library
Last checked 2026-06-13. Official sources control — verify before relying on any rule for a live deal.
Last reviewed 2026-06-13 · SBA sources checked through 2026-06-13. DealRoom analysis of public SBA 7(a) lending records (FY2020–present). Grounded in the current SBA rulebook; verify against the official sources above before relying on it for a live deal. Not legal, tax, or financial advice, and not an approval decision.
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