For SBA lenders
Short answer
Key certifications on Form 1919 include U.S. citizenship/residency, felony conviction status, prior federal debt status, and business type eligibility. Lenders verify these through supporting documents, credit reports, and public records.
SBA Form 1919 serves as the primary borrower information form, collecting crucial eligibility certifications directly from the applicant. Lenders are responsible for verifying these certifications through due diligence, as misrepresentations can lead to an ineligible loan or guaranty denial.
A borrower certifies on Form 1919 they are a U.S. citizen and have no prior federal defaults. The lender verifies citizenship with a passport or birth certificate and checks the CAIVRS database and credit reports for federal debt delinquencies.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SBA Form 1919 - Borrower Information Form
SOP 50 10 - Lender and Development Company Loan Programs
Last checked 2026-06-13. Official sources control — verify before relying on any rule for a live deal.
Last reviewed 2026-06-13 · SBA sources checked through 2026-06-13. DealRoom analysis of public SBA 7(a) lending records (FY2020–present). Grounded in the current SBA rulebook; verify against the official sources above before relying on it for a live deal. Not legal, tax, or financial advice, and not an approval decision.
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