For SBA lenders
Short answer
Crucial eligibility certifications on SBA Form 1919 include those related to business type, use of proceeds, federal debt status, criminal history, citizenship/residency, and previous government financing, all of which the lender must verify.
Form 1919 serves as the borrower's self-certification of eligibility and character. Lenders are required to verify these certifications through supporting documentation and due diligence. False certifications or unverified eligibility aspects are common grounds for guaranty denial.
On Form 1919, the applicant certifies no federal delinquencies. The lender must independently verify this by checking IRS records (e.g., transcripts) and CAIVRS. If the applicant certifies U.S. citizenship, the lender must verify with a passport or birth certificate.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SBA Form 1919 - Borrower Information Form
SOP 50 10 - Lender and Development Company Loan Programs
Last checked 2026-06-13. Official sources control — verify before relying on any rule for a live deal.
Last reviewed 2026-06-13 · SBA sources checked through 2026-06-13. DealRoom analysis of public SBA 7(a) lending records (FY2020–present). Grounded in the current SBA rulebook; verify against the official sources above before relying on it for a live deal. Not legal, tax, or financial advice, and not an approval decision.
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