A&W, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0029)
12 deals since 2020 · typical deal $1.0M
12
Deals since 2020
$1.0M
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
A&W has 12 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for A&W
Most A&W deals financed between $700K and $1.50M. Above $1.50M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $13,430
- Down payment (10%)
- $114K
- Cash to close (all-in)
- $156K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$156K)
Experience
Recent financings
- JBB Properties, LLC in Jefferson, IA — $1.5M (2025) · purchase · Atlantic Union Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term