Cato - Dealer Sales Contract: SBA-listed ✓

Cato - Dealer Sales Contract appears in the official SBA Franchise Directory — buyers can finance it with a 7(a) loan.

Listed

SBA Franchise Directory

S4057

SBA identifier

04/02/2019

Listed since

Addendum

Franchisor certified

Directory note: Distributor may not file anything against the SBA Real Estate Collateral

No financed deals for Cato - Dealer Sales Contract appear in public lending records since 2020 — common for newer or smaller brands. Eligibility is what matters: the listing above means a 7(a) lender can fund your purchase or build-out today.

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Common questions

Is Cato - Dealer Sales Contract SBA approved?

Yes. Cato - Dealer Sales Contract is listed in the official SBA Franchise Directory under identifier S4057, listed since 04/02/2019. Listed brands are eligible for SBA 7(a) and 504 financing.

What does the listing require?

Cato - Dealer Sales Contract is listed and requires an SBA addendum to the franchise agreement (standard paperwork your lender handles). Your lender confirms current status at application.

How do I finance a Cato - Dealer Sales Contract?

The same 7(a) path as any franchise: 10% minimum down, 10-year terms, underwritten on the unit's cash flow. Talk to a lender who knows franchise lending before the LOI.

Agent summary

Cato - Dealer Sales Contract is listed in the official SBA Franchise Directory (identifier S4057, listed since 04/02/2019), making it eligible for SBA 7(a) financing. No financed Cato - Dealer Sales Contract deals appear in public records since 2020 — common for newer or smaller brands. DealRoom is not a lender and does not sell franchises.

SBA Franchise Directory: listed
SBA identifier: S4057
Listed since 04/02/2019
Requires standard SBA addendum

Next steps

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I authorize DealRoom to share my contact information with SBA lending partners and loan brokers (including partners who compensate DealRoom), who may contact me about financing. DealRoom is not a lender and makes no credit decision.

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Directory status as of May 2026. Confirm current listing with your lender before an LOI. Not affiliated with Cato - Dealer Sales Contract.