Cha House: SBA-listed ✓

Cha House appears in the official SBA Franchise Directory — buyers can finance it with a 7(a) loan.

Listed

SBA Franchise Directory

S4050

SBA identifier

04/02/2019

Listed since

Addendum

Franchisor certified

Directory note: When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Addendum to Lease may not be executed.

No financed deals for Cha House appear in public lending records since 2020 — common for newer or smaller brands. Eligibility is what matters: the listing above means a 7(a) lender can fund your purchase or build-out today.

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Common questions

Is Cha House SBA approved?

Yes. Cha House is listed in the official SBA Franchise Directory under identifier S4050, listed since 04/02/2019. Listed brands are eligible for SBA 7(a) and 504 financing.

What does the listing require?

Cha House is listed and requires an SBA addendum to the franchise agreement (standard paperwork your lender handles). Your lender confirms current status at application.

How do I finance a Cha House?

The same 7(a) path as any franchise: 10% minimum down, 10-year terms, underwritten on the unit's cash flow. Talk to a lender who knows franchise lending before the LOI.

Agent summary

Cha House is listed in the official SBA Franchise Directory (identifier S4050, listed since 04/02/2019), making it eligible for SBA 7(a) financing. No financed Cha House deals appear in public records since 2020 — common for newer or smaller brands. DealRoom is not a lender and does not sell franchises.

SBA Franchise Directory: listed
SBA identifier: S4050
Listed since 04/02/2019
Requires standard SBA addendum

Next steps

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Data freshness:

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Directory status as of May 2026. Confirm current listing with your lender before an LOI. Not affiliated with Cha House.