Cheddars/Cheddars Scratch Kitchen: SBA-listed ✓

Cheddars/Cheddars Scratch Kitchen appears in the official SBA Franchise Directory — buyers can finance it with a 7(a) loan.

Listed

SBA Franchise Directory

S6340

SBA identifier

02/18/2021

Listed since

—

Franchisor certified

Directory note: This brand is only eligible for loans under the Paycheck Protection Program and Community Advantage (CA) and will be listed for the duration of the programs

No financed deals for Cheddars/Cheddars Scratch Kitchen appear in public lending records since 2020 — common for newer or smaller brands. Eligibility is what matters: the listing above means a 7(a) lender can fund your purchase or build-out today.

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Common questions

Is Cheddars/Cheddars Scratch Kitchen SBA approved?

Yes. Cheddars/Cheddars Scratch Kitchen is listed in the official SBA Franchise Directory under identifier S6340, listed since 02/18/2021. Listed brands are eligible for SBA 7(a) and 504 financing.

What does the listing require?

Cheddars/Cheddars Scratch Kitchen is listed. Your lender confirms current status at application.

How do I finance a Cheddars/Cheddars Scratch Kitchen?

The same 7(a) path as any franchise: 10% minimum down, 10-year terms, underwritten on the unit's cash flow. Talk to a lender who knows franchise lending before the LOI.

Agent summary

Cheddars/Cheddars Scratch Kitchen is listed in the official SBA Franchise Directory (identifier S6340, listed since 02/18/2021), making it eligible for SBA 7(a) financing. No financed Cheddars/Cheddars Scratch Kitchen deals appear in public records since 2020 — common for newer or smaller brands. DealRoom is not a lender and does not sell franchises.

SBA Franchise Directory: listed
SBA identifier: S6340
Listed since 02/18/2021

Next steps

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Directory status as of May 2026. Confirm current listing with your lender before an LOI. Not affiliated with Cheddars/Cheddars Scratch Kitchen.