How much does a Cicis cost to buy or open?

The typical deal for Cicis is $780K across 9 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $86K of buyer cash on a typical deal.

Cicis has 9 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Cicis with an SBA loan?

Yes — Cicis has been SBA-financed 4 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

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Cicis, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0379)

9 deals since 2020 · typical deal $780K

Deals since 2020

$780K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Cicis has 9 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Cicis

Most Cicis deals financed between $254K and $982K. Above $982K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$780K

Monthly payment (10-yr): $10,200
Down payment (10%): $87K
Cash to close (all-in): $119K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$119K)

Experience

Recent financings

HHM Kaufman, Inc. in Kaufman, TX — $3.9M (2025) · Milestone Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
309 months

Cicis, by the numbers

Recent financings

Who funds Cicis — and where

Common questions

How much does a Cicis cost to buy or open?

How risky is Cicis?

Can I finance a Cicis with an SBA loan?

AI summary

Agent summary