COBS Bread: SBA-listed ✓

COBS Bread appears in the official SBA Franchise Directory — buyers can finance it with a 7(a) loan.

Listed

SBA Franchise Directory

S5482

SBA identifier

05/18/2020

Listed since

—

Franchisor certified

Directory note: This brand is only eligible for loans under the Paycheck Protection Program and Community Advantage (CA) and will be listed for the duration of the programs

No financed deals for COBS Bread appear in public lending records since 2020 — common for newer or smaller brands. Eligibility is what matters: the listing above means a 7(a) lender can fund your purchase or build-out today.

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Common questions

Is COBS Bread SBA approved?

Yes. COBS Bread is listed in the official SBA Franchise Directory under identifier S5482, listed since 05/18/2020. Listed brands are eligible for SBA 7(a) and 504 financing.

What does the listing require?

COBS Bread is listed. Your lender confirms current status at application.

How do I finance a COBS Bread?

The same 7(a) path as any franchise: 10% minimum down, 10-year terms, underwritten on the unit's cash flow. Talk to a lender who knows franchise lending before the LOI.

Agent summary

COBS Bread is listed in the official SBA Franchise Directory (identifier S5482, listed since 05/18/2020), making it eligible for SBA 7(a) financing. No financed COBS Bread deals appear in public records since 2020 — common for newer or smaller brands. DealRoom is not a lender and does not sell franchises.

SBA Franchise Directory: listed
SBA identifier: S5482
Listed since 05/18/2020

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-15.

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Directory status as of May 2026. Confirm current listing with your lender before an LOI. Not affiliated with COBS Bread.