Cole's Bakery & Cafe: SBA-listed ✓

Cole's Bakery & Cafe appears in the official SBA Franchise Directory — buyers can finance it with a 7(a) loan.

Listed

SBA Franchise Directory

S6654

SBA identifier

06/09/2021

Listed since

Addendum

Franchisor certified

Directory note: When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Collateral Assignment of Lease may not be executed.

No financed deals for Cole's Bakery & Cafe appear in public lending records since 2020 — common for newer or smaller brands. Eligibility is what matters: the listing above means a 7(a) lender can fund your purchase or build-out today.

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Common questions

Is Cole's Bakery & Cafe SBA approved?

Yes. Cole's Bakery & Cafe is listed in the official SBA Franchise Directory under identifier S6654, listed since 06/09/2021. Listed brands are eligible for SBA 7(a) and 504 financing.

What does the listing require?

Cole's Bakery & Cafe is listed and requires an SBA addendum to the franchise agreement (standard paperwork your lender handles). Your lender confirms current status at application.

How do I finance a Cole's Bakery & Cafe?

The same 7(a) path as any franchise: 10% minimum down, 10-year terms, underwritten on the unit's cash flow. Talk to a lender who knows franchise lending before the LOI.

Agent summary

Cole's Bakery & Cafe is listed in the official SBA Franchise Directory (identifier S6654, listed since 06/09/2021), making it eligible for SBA 7(a) financing. No financed Cole's Bakery & Cafe deals appear in public records since 2020 — common for newer or smaller brands. DealRoom is not a lender and does not sell franchises.

SBA Franchise Directory: listed
SBA identifier: S6654
Listed since 06/09/2021
Requires standard SBA addendum

Next steps

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Directory status as of May 2026. Confirm current listing with your lender before an LOI. Not affiliated with Cole's Bakery & Cafe.