How much does a Cottman Transmission and Total Auto Care cost to buy or open?

The typical deal for Cottman Transmission and Total Auto Care is $1.4M across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $152K of buyer cash on a typical deal.

How risky is Cottman Transmission and Total Auto Care?

Cottman Transmission and Total Auto Care has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Cottman Transmission and Total Auto Care with an SBA loan?

Yes — Cottman Transmission and Total Auto Care has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Cottman Transmission and Total Auto Care SBA Intelligence: Real Cost, Rates & Failure Rate

Recent financings

H.G. Transmission of GSO L.L.C. in Greensboro, NC — $2.0M (2024) · purchase · The Fidelity Bank

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 192 mo (16 yrs)
SBA guaranteed: $1.5M (75%)
Approval → funding: 17 days
Approved: 5/24/2024
First disbursed: 6/10/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 6
Business age: Change of Ownership
Industry: Specialized Automotive Repair

If you were the buyer here

Est. deal size: $2.2M
Est. down payment (10%): $218K
Est. cash at closing: $299K
Monthly payment: $20,785
Annual debt service: $249K
Cash flow needed (1.25×): $312K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by The Fidelity Bank · Lender record →

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H.G transmission of ws LLC in Winston Salem, NC — $735K (2024) · purchase · The Fidelity Bank

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $551K (75%)
Approval → funding: 18 days
Approved: 5/23/2024
First disbursed: 6/10/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

Transmission Specialists, Inc. in Louisville, KY — $1.4M (2022) · Banesco USA

Program: Preferred Lenders Program
Rate at approval: 6.25% variable
Term: 198 months
SBA guaranteed: $1.0M (75%)
Approval → funding: 13 days
Approved: 6/17/2022
First disbursed: 6/30/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

Bay Property Management, LLC in Charlotte, NC — $1.3M (2021) · purchase · First National Bank of Pennsylvania

Program: Preferred Lenders Program
Rate at approval: 6% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $1.2M (90%)
Approval → funding: 24 days
Approved: 4/6/2021
First disbursed: 4/30/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

Cottman Transmission and Total Auto Care, by the numbers

Recent financings

Who funds Cottman Transmission and Total Auto Care — and where

Common questions

How much does a Cottman Transmission and Total Auto Care cost to buy or open?

How risky is Cottman Transmission and Total Auto Care?

Can I finance a Cottman Transmission and Total Auto Care with an SBA loan?

AI summary

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