How much does a Honest cost to buy or open?

The typical deal for Honest is $421K across 5 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $46K of buyer cash on a typical deal.

Honest has 5 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Honest with an SBA loan?

Yes — Honest has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

← All franchises Claim this listing

Honest, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S2835)

5 deals since 2020 · typical deal $421K

Deals since 2020

$421K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Honest has 5 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Honest

Most Honest deals financed between $350K and $475K. Above $475K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$421K

Monthly payment (10-yr): $5,499
Down payment (10%): $47K
Cash to close (all-in): $62K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$62K)

Experience

Recent financings

SKJD Foods LLC in Wayne, PA — $350K (2026) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term

Honest, by the numbers

Recent financings

Who funds Honest — and where

Common questions

How much does a Honest cost to buy or open?

How risky is Honest?

Can I finance a Honest with an SBA loan?

AI summary

Agent summary