IGA USA - License Agreement, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2656)
14 deals since 2020 · typical deal $1.1M
14
Deals since 2020
$1.1M
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
IGA USA - License Agreement has 14 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for IGA USA - License Agreement
Most IGA USA - License Agreement deals financed between $342K and $1.45M. Above $1.45M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $14,611
- Down payment (10%)
- $124K
- Cash to close (all-in)
- $170K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$170K)
Experience
Recent financings
- James A. Kincaid in Washington, WV — $150K (2024) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 13.25% variable
- Term