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J & H Oil Company - Contract of Sale, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S8378)

1 deals since 2020 · typical deal $2.0M

1

Deals since 2020

$2.0M

Typical deal

1

Deals since FY2025

—

Too few deals to score risk

J & H Oil Company - Contract of Sale has 1 SBA deal on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for J & H Oil Company - Contract of Sale

Most J & H Oil Company - Contract of Sale deals financed between $1.96M and $1.96M. Above $1.96M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$1.96M

Monthly payment (10-yr): $25,631
Down payment (10%): $218K
Cash to close (all-in): $300K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$300K)

Experience

Recent financings

GS21, Inc. in Paw Paw, MI — $2.0M (2026) · Southern Michigan Bank & Trust
Program
7a General
Rate at approval
6.95% fixed
Term
240 mo (20 yrs)
SBA guaranteed
$1.5M (75%)
Approved
2/27/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Existing or more than 2 years old
Industry
Gasoline Stations with Convenience Stores
Funded by Southern Michigan Bank & Trust · Lender record →
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Who funds J & H Oil Company - Contract of Sale — and where

Every dot is a financed J & H Oil Company - Contract of Sale — 1 mapped.

Financed J & H Oil Company - Contract of Sale locations — list all 1 as text

GS21, Inc. — Paw Paw · $2.0M · FY2026 · Gasoline Stations with Convenience Stores

Top lenders for this brand

1.Southern Michigan Bank & Trust(1)

Most active states

1.Michigan (1 loans)

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Common questions

How much does a J & H Oil Company - Contract of Sale cost to buy or open?

The typical deal for J & H Oil Company - Contract of Sale is $2.0M across 1 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $216K of buyer cash on a typical deal.

How risky is J & H Oil Company - Contract of Sale?

J & H Oil Company - Contract of Sale has 1 SBA loan on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a J & H Oil Company - Contract of Sale with an SBA loan?

Yes — J & H Oil Company - Contract of Sale has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

AI summary

This profile summarizes public SBA financing activity for J & H Oil Company - Contract of Sale — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via DealRoom.so SBA Intelligence. DealRoom is not a lender.

Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for J & H Oil Company - Contract of Sale — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from DealRoom.so SBA Intelligence. J & H Oil Company - Contract of Sale is confirmed in the SBA Franchise Directory here; DealRoom is not a lender and does not sell franchises.

1 SBA 7(a) deal since 2020
$2.0M typical deal
1 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S8378)
Top lenders: Southern Michigan Bank & Trust

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.
Canonical:: https://dealroom.so/franchises/j-h-oil-company-contract-of-sale
API:: https://dealroom.so/api/public/franchises/j-h-oil-company-contract-of-sale
Methodology:: Sources & methodology

Informational only — DealRoom does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and DealRoom methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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DealRoom analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with J & H Oil Company - Contract of Sale.