Maaco, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1063)
56 deals since 2020 · typical deal $500K · 2.78% failure rate
56
Deals since 2020
$500K
Typical deal
14
Deals since FY2025
2.78%
Failure rate (FY20–23)
Maaco's 2.78% failure rate sits in the normal range for franchises. Underwrite the location, not just the brand.
What buyers pay for Maaco
Most Maaco deals financed between $300K and $900K. Above $900K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $6,539
- Down payment (10%)
- $56K
- Cash to close (all-in)
- $74K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$74K)
Experience
Recent financings
- Ascent Alliance LLC in Phoenix, AZ — $1.7M (2026) · purchase · Integro Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)