Penny Ann's Cafe: SBA-listed ✓
Penny Ann's Cafe appears in the official SBA Franchise Directory — buyers can finance it with a 7(a) loan.
Listed
SBA Franchise Directory
S7384
SBA identifier
05/19/2022
Listed since
Addendum
Franchisor certified
No financed deals for Penny Ann's Cafe appear in public lending records since 2020 — common for newer or smaller brands. Eligibility is what matters: the listing above means a 7(a) lender can fund your purchase or build-out today.
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Common questions
Is Penny Ann's Cafe SBA approved?
Yes. Penny Ann's Cafe is listed in the official SBA Franchise Directory under identifier S7384, listed since 05/19/2022. Listed brands are eligible for SBA 7(a) and 504 financing.
What does the listing require?
Penny Ann's Cafe is listed and requires an SBA addendum to the franchise agreement (standard paperwork your lender handles). Your lender confirms current status at application.
How do I finance a Penny Ann's Cafe?
The same 7(a) path as any franchise: 10% minimum down, 10-year terms, underwritten on the unit's cash flow. Talk to a lender who knows franchise lending before the LOI.
Agent summary
Penny Ann's Cafe is listed in the official SBA Franchise Directory (identifier S7384, listed since 05/19/2022), making it eligible for SBA 7(a) financing. No financed Penny Ann's Cafe deals appear in public records since 2020 — common for newer or smaller brands. DealRoom is not a lender and does not sell franchises.
- SBA Franchise Directory: listed
- SBA identifier: S7384
- Listed since 05/19/2022
- Requires standard SBA addendum
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-15.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — DealRoom does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and DealRoom methodology; verify before relying on them.
- Directory status as of May 2026 — confirm current listing with your lender before an LOI.
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Directory status as of May 2026. Confirm current listing with your lender before an LOI. Not affiliated with Penny Ann's Cafe.