Scroll

DealsBrowse SBA-ready deals Deal alerts Map search Become a verified buyer

Pre-Qualify & ToolsBuyer prequalification SBA loan calculator Down payment rules SBA Q&A Glossary

LendersFind an SBA lender Biggest SBA lenders Lender failure rates Complete lender directory For lenders

FranchisesFranchise finder SBA franchise directory Franchise failure rates Most successful franchises

SBA Rules & DataSBA 7(a) guide Buyer eligibility Official source guides Research hub Developers & API For AI agents

DealRoom SoftwareWhat is DealRoom Software Software pricing Sell your business Find an advisor Log in

CompanyAbout Contact Security Privacy Policy Terms of Service

DealRoom is not a lender, bank, broker-dealer, CPA firm, law firm, or SBA representative, and does not make credit decisions. “SBA-ready” and “SBA pre-screened” labels mean a listing has been reviewed against available SBA financing factors, not that SBA or any lender has approved a loan. Final eligibility, underwriting, terms, and approval depend on the buyer, lender, full documentation, and current SBA rules.

dealroom

FranchisesFinder Compare Failure rates Most successful Directory By state All data

LendersFinder Failure rates Biggest Directory By state

BusinessesBy industry

SBA loansGuide Calculator Today's rate Eligibility

Explore all →

Scroll

DealsBrowse SBA-ready deals Deal alerts Map search Become a verified buyer

Pre-Qualify & ToolsBuyer prequalification SBA loan calculator Down payment rules SBA Q&A Glossary

LendersFind an SBA lender Biggest SBA lenders Lender failure rates Complete lender directory For lenders

FranchisesFranchise finder SBA franchise directory Franchise failure rates Most successful franchises

SBA Rules & DataSBA 7(a) guide Buyer eligibility Official source guides Research hub Developers & API For AI agents

DealRoom SoftwareWhat is DealRoom Software Software pricing Sell your business Find an advisor Log in

CompanyAbout Contact Security Privacy Policy Terms of Service

FranchisesFinder Compare Failure rates Most successful Directory By state All data

LendersFinder Failure rates Biggest Directory By state

BusinessesBy industry

SBA loansGuide Calculator Today's rate Eligibility

Explore all →

Rent-A-Wreck SBA Intelligence: Real Cost, Rates & Failure Rate | DealRoom

← All franchises Claim this listing

Rent-A-Wreck, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1422)

1 deals since 2020 · typical deal $517K

Deals since 2020

$517K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Rent-A-Wreck has 1 SBA deal on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Rent-A-Wreck

Most Rent-A-Wreck deals financed between $517K and $517K. Above $517K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$517K

Monthly payment (10-yr): $6,754
Down payment (10%): $57K
Cash to close (all-in): $77K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$77K)

Experience

Recent financings

RENT-A-WRECK ABERDEEN in Vass, NC — $517K (2025) · purchase · Bank of Oak Ridge
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term

120 mo (10 yrs)

SBA guaranteed

$387K (75%)

Approval → funding

13 days

Approved

10/19/2024

First disbursed

11/1/2024

Loan status

Current

Loan type

Term loan

Collateral

Required

Business type

Corporation

Jobs supported

Business age

Change of Ownership

Industry

Couriers and Express Delivery Services

If you were the buyer here

Est. deal size: $574K
Est. down payment (10%): $57K
Est. cash at closing: $77K
Monthly payment: $6,897
Annual debt service: $83K
Cash flow needed (1.25×): $103K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Bank of Oak Ridge · Lender record →

Your business? Claim this record · Request removal

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Free · No documents · Usually same-day

Serious about buying a Rent-A-Wreck?

Get qualified with a franchise lending specialist before discovery day — know your number first.

Who funds Rent-A-Wreck — and where

Every dot is a financed Rent-A-Wreck — 1 mapped.

Top lenders for this brand

1.Bank of Oak Ridge(1)

Most active states

1.North Carolina (1 loans)

Represent Rent-A-Wreck?

Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listing

Insider move

Start with the lenders above — a bank that's funded Rent-A-Wreck 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

I authorize DealRoom to share my contact information with SBA lending partners and loan brokers (including partners who compensate DealRoom), who may contact me about financing. DealRoom is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Rent-A-Wreck lending specialist.

Common questions

How much does a Rent-A-Wreck cost to buy or open?

The typical deal for Rent-A-Wreck is $517K across 1 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $57K of buyer cash on a typical deal.

How risky is Rent-A-Wreck?

Rent-A-Wreck has 1 SBA loan on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Rent-A-Wreck with an SBA loan?

Yes — Rent-A-Wreck has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

AI summary

This profile summarizes public SBA financing activity for Rent-A-Wreck — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via DealRoom.so SBA Intelligence. DealRoom is not a lender.

Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Rent-A-Wreck — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from DealRoom.so SBA Intelligence. Rent-A-Wreck is confirmed in the SBA Franchise Directory here; DealRoom is not a lender and does not sell franchises.

1 SBA 7(a) deal since 2020
$517K typical deal
1 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S1422)
Top lenders: Bank of Oak Ridge

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-15.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.
Canonical:: https://dealroom.so/franchises/rent-a-wreck
API:: https://dealroom.so/api/public/franchises/rent-a-wreck
Methodology:: Sources & methodology

Informational only — DealRoom does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and DealRoom methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

Still have questions about buying a Rent-A-Wreck?

Five minutes with a specialist who's seen Rent-A-Wreck deals close answers more than an hour of searching. Free, usually same-day.

Represent Rent-A-Wreck?

Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listing Request removal

DealRoom analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Rent-A-Wreck.