Restoration 1, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1426)
60 deals since 2020 · typical deal $150K · 16.67% failure rate
60
Deals since 2020
$150K
Typical deal
7
Deals since FY2025
16.67%
Failure rate (FY20–23)
16.67% of Restoration 1's FY2020–23 deals failed — well above typical. Price that risk into your offer and your reserves.
What buyers pay for Restoration 1
Most Restoration 1 deals financed between $110K and $250K. Above $250K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,218
- Down payment (10%)
- $17K
- Cash to close (all-in)
- $21K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$21K)
Experience
Recent financings
- Cleveland Restoration Company LLC in Cleveland, OH — $210K (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term