How much does a SomiSomi cost to buy or open?

The typical deal for SomiSomi is $300K across 8 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $33K of buyer cash on a typical deal.

How risky is SomiSomi?

SomiSomi has 8 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a SomiSomi with an SBA loan?

Yes — SomiSomi has been SBA-financed 4 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

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SomiSomi, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S4142)

8 deals since 2020 · typical deal $300K

Deals since 2020

$300K

Typical deal

Deals since FY2025

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Too few deals to score risk

SomiSomi has 8 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for SomiSomi

Most SomiSomi deals financed between $245K and $390K. Above $390K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$300K

Monthly payment (10-yr): $4,175
Down payment (10%): $33K
Cash to close (all-in): $45K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$45K)

Experience

Recent financings

Somisomi in Haltom City, TX — $370K (2026) · Hanmi Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
126 months

SomiSomi, by the numbers

Recent financings

Who funds SomiSomi — and where

Common questions

How much does a SomiSomi cost to buy or open?

How risky is SomiSomi?

Can I finance a SomiSomi with an SBA loan?

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