Spiffy, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S5724)
2 deals since 2020 · typical deal $173K
2
Deals since 2020
$173K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
Spiffy has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for Spiffy
Most Spiffy deals financed between $100K and $173K. Above $173K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,555
- Down payment (10%)
- $19K
- Cash to close (all-in)
- $26K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$26K)
Experience
Recent financings
- Get Spiffy in Glen Burnie, MD — $173K (2022) · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term