How much does a SVN cost to buy or open?

The typical deal for SVN is $476K across 13 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $52K of buyer cash on a typical deal.

SVN has 13 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a SVN with an SBA loan?

Yes — SVN has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

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SVN, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1512)

13 deals since 2020 · typical deal $476K

Deals since 2020

$476K

Typical deal

Deals since FY2025

—

Too few deals to score risk

SVN has 13 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for SVN

Most SVN deals financed between $476K and $476K. Above $476K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$476K

Monthly payment (10-yr): $6,221
Down payment (10%): $53K
Cash to close (all-in): $71K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$71K)

Experience

Recent financings

Robin Apostol Santiago in San Jose, CA — $150K (2024) · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
13.25% variable
Term

SVN, by the numbers

Recent financings

Who funds SVN — and where

Common questions

How much does a SVN cost to buy or open?

How risky is SVN?

Can I finance a SVN with an SBA loan?

AI summary

Agent summary