The Hot Spot Studios, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S8150)
4 deals since 2020 · typical deal $145K
4
Deals since 2020
$145K
Typical deal
4
Deals since FY2025
—
Too few deals to score risk
The Hot Spot Studios has 4 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for The Hot Spot Studios
Most The Hot Spot Studios deals financed between $142K and $149K. Above $149K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,144
- Down payment (10%)
- $16K
- Cash to close (all-in)
- $21K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$21K)
Experience
Recent financings
- The Hot Spot in Plainfield, IN — $113K (2026) · Capital Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term