How much does a Toastique cost to buy or open?

The typical deal for Toastique is $417K across 47 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $46K of buyer cash on a typical deal.

How risky is Toastique?

0% of Toastique's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Toastique with an SBA loan?

Yes — Toastique has been SBA-financed 29 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

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Toastique, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S5981)

47 deals since 2020 · typical deal $417K · 0% failure rate

Deals since 2020

$417K

Typical deal

Deals since FY2025

Failure rate (FY20–23)

Toastique buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.

What buyers pay for Toastique

Most Toastique deals financed between $50K and $549K. Above $549K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$417K

Monthly payment (10-yr): $5,453
Down payment (10%): $46K
Cash to close (all-in): $62K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$62K)

Experience

Recent financings

GOLDEN NOURISH CASTRO VALLEY CORP in Castro Valley, CA — $1.3M (2026) · Meadows Bank
Program
Preferred Lenders Program
Rate at approval
6.5% variable
Term
308 months

Toastique, by the numbers

Recent financings

Who funds Toastique — and where

Common questions

How much does a Toastique cost to buy or open?

How risky is Toastique?

Can I finance a Toastique with an SBA loan?

AI summary