Z-Cal: SBA-listed ✓
Z-Cal appears in the official SBA Franchise Directory — buyers can finance it with a 7(a) loan.
Listed
SBA Franchise Directory
S1979
SBA identifier
10/01/2017
Listed since
Addendum
Franchisor certified
No financed deals for Z-Cal appear in public lending records since 2020 — common for newer or smaller brands. Eligibility is what matters: the listing above means a 7(a) lender can fund your purchase or build-out today.
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Common questions
Is Z-Cal SBA approved?
Yes. Z-Cal is listed in the official SBA Franchise Directory under identifier S1979, listed since 10/01/2017. Listed brands are eligible for SBA 7(a) and 504 financing.
What does the listing require?
Z-Cal is listed and requires an SBA addendum to the franchise agreement (standard paperwork your lender handles). Your lender confirms current status at application.
How do I finance a Z-Cal?
The same 7(a) path as any franchise: 10% minimum down, 10-year terms, underwritten on the unit's cash flow. Talk to a lender who knows franchise lending before the LOI.
Agent summary
Z-Cal is listed in the official SBA Franchise Directory (identifier S1979, listed since 10/01/2017), making it eligible for SBA 7(a) financing. No financed Z-Cal deals appear in public records since 2020 — common for newer or smaller brands. DealRoom is not a lender and does not sell franchises.
- SBA Franchise Directory: listed
- SBA identifier: S1979
- Listed since 10/01/2017
- Requires standard SBA addendum
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-15.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.
- Canonical:
- https://dealroom.so/franchises/z-cal
- Methodology:
- Sources & methodology
- Informational only — DealRoom does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and DealRoom methodology; verify before relying on them.
- Directory status as of May 2026 — confirm current listing with your lender before an LOI.
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Directory status as of May 2026. Confirm current listing with your lender before an LOI. Not affiliated with Z-Cal.