How much does a Zivel cost to buy or open?

The typical deal for Zivel is $240K across 11 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $26K of buyer cash on a typical deal.

Zivel has 11 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Zivel with an SBA loan?

Yes — Zivel has been SBA-financed 4 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

← All franchises Claim this listing

Zivel, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S6753)

11 deals since 2020 · typical deal $240K

Deals since 2020

$240K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Zivel has 11 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Zivel

Most Zivel deals financed between $30K and $331K. Above $331K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$240K

Monthly payment (10-yr): $3,548
Down payment (10%): $27K
Cash to close (all-in): $36K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$36K)

Experience

Recent financings

NKL Ventures, LLC in Palm Coast, FL — $320K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term

Zivel, by the numbers

Recent financings

Who funds Zivel — and where

Common questions

How much does a Zivel cost to buy or open?

How risky is Zivel?

Can I finance a Zivel with an SBA loan?

AI summary

Agent summary