Food & Restaurants · lender intelligence
How to finance a A&W in Iowa
The SBA 7(a) lenders funding the most A&W deals in Iowa, from public loan records — typical A&W loan about $1.0M. A bank already funding the brand in your state knows it twice over.
Most active with A&W in Iowa
Ranked by funded A&W loans in Iowa. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.5 loans · $8M · Kent, OHFull record →
- 2.38 loans · $26M · Richmond City, VAFull record →
2+ funded A&W in Iowa deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- JBB Properties, LLC in Jefferson, IA — $1.5M (2025) · purchase · Atlantic Union Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 54 days
- Approved
- 1/15/2025
- First disbursed
- 3/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.7M
- Est. down payment (10%)
- $167K
- Est. cash at closing
- $229K
- Monthly payment
- $12,846
- Annual debt service
- $154K
- Cash flow needed (1.25×)
- $193K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Atlantic Union Bank · Lender record →
Your business? Claim this record · Request removal
- Fuel Express Food Mart Inc. in Dubuque, IA — $1.4M (2021) · purchase · Hometown Bank
- Program
- 7a General
- Rate at approval
- 5.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 137 days
- Approved
- 11/19/2020
- First disbursed
- 4/5/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Gasoline Stations with Convenience Stores
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $157K
- Est. cash at closing
- $215K
- Monthly payment
- $8,449
- Annual debt service
- $101K
- Cash flow needed (1.25×)
- $127K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hometown Bank · Lender record →
Your business? Claim this record · Request removal
Buying a A&W in Iowa? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded A&W loans with a Iowa project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a A&W purchase in Iowa with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Iowa deals. Hometown Bank funds the most here. DealRoom is not a lender.
- $1.0M typical A&W loan
- 2 lenders active in Iowa
- 2+ funded Iowa deals
- 137 days typical to fund
Buyers buying a A&W in Iowa typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.