Food & Restaurants · lender intelligence
How to finance a Biggby Coffee in Kentucky
The SBA 7(a) lenders funding the most Biggby Coffee deals in Kentucky, from public loan records — typical Biggby Coffee loan about $324K. A bank already funding the brand in your state knows it twice over.
Most active with Biggby Coffee in Kentucky
Ranked by funded Biggby Coffee loans in Kentucky. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.103 loans · $64M · Indiana, PAFull record →
- 2.128 loans · $40M · Wilmington, DEFull record →
- 3.24 loans · $13M · Pikeville, KYFull record →
8+ funded Biggby Coffee in Kentucky deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- WOO & MOO, LLC in Florence, KY — $375K (2025) · First Commonwealth Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% fixed
- Term
- 126 months
- SBA guaranteed
- $281K (75%)
- Approval → funding
- 65 days
- Approved
- 11/12/2024
- First disbursed
- 1/16/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by First Commonwealth Bank · Lender record →
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- Michitucky Inc. in Owensboro, KY — $682K (2024) · Community Trust Bank, Inc.
- Program
- 7a General
- Rate at approval
- 8.25% fixed
- Term
- 90 months
- SBA guaranteed
- $512K (75%)
- Approval → funding
- 11 days
- Approved
- 11/25/2023
- First disbursed
- 12/6/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 35
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Community Trust Bank, Inc. · Lender record →
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- Beans 16:3, LLC in Cold Spring, KY — $425K (2023) · First Commonwealth Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.25% fixed
- Term
- 90 months
- SBA guaranteed
- $213K (50%)
- Approval → funding
- 34 days
- Approved
- 1/13/2023
- First disbursed
- 2/16/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 23
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Commonwealth Bank · Lender record →
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- Webster Williams LLC in Newport, KY — $355K (2023) · First Commonwealth Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.875% fixed
- Term
- 90 months
- SBA guaranteed
- $178K (50%)
- Approval → funding
- 0 days
- Approved
- 10/31/2022
- First disbursed
- 10/31/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 36
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by First Commonwealth Bank · Lender record →
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- BIGG ALEX LLC in Alexandria, KY — $320K (2023) · purchase · First Commonwealth Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $240K (75%)
- Approval → funding
- 20 days
- Approved
- 9/20/2023
- First disbursed
- 10/10/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $356K
- Est. down payment (10%)
- $36K
- Est. cash at closing
- $48K
- Monthly payment
- $4,054
- Annual debt service
- $49K
- Cash flow needed (1.25×)
- $61K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Commonwealth Bank · Lender record →
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- Webster Williams LLC in Newport, KY — $25K (2023) · PNC Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 12.4% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 5 days
- Approved
- 9/28/2023
- First disbursed
- 10/3/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 42
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by PNC Bank, National Association · Lender record →
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- TURFWAY BREW LLC in Florence, KY — $300K (2021) · First Commonwealth Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.875% fixed
- Term
- 90 months
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 9 days
- Approved
- 9/1/2021
- First disbursed
- 9/10/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by First Commonwealth Bank · Lender record →
Your business? Claim this record · Request removal
- Webster Williams LLC in Independence, KY — $200K (2020) · First Commonwealth Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.5% fixed
- Term
- 94 months
- SBA guaranteed
- $100K (50%)
- Approval → funding
- 50 days
- Approved
- 5/11/2020
- First disbursed
- 6/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Commonwealth Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Biggby Coffee in Kentucky? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded Biggby Coffee loans with a Kentucky project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Biggby Coffee purchase in Kentucky with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Kentucky deals. First Commonwealth Bank funds the most here. DealRoom is not a lender.
- $324K typical Biggby Coffee loan
- 3 lenders active in Kentucky
- 8+ funded Kentucky deals
- 20 days typical to fund
Buyers buying a Biggby Coffee in Kentucky typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources: