Food & Restaurants · lender intelligence
How to finance a Charleys Philly Steaks in California
The SBA 7(a) lenders funding the most Charleys Philly Steaks deals in California, from public loan records — typical Charleys Philly Steaks loan about $425K. A bank already funding the brand in your state knows it twice over.
Most active with Charleys Philly Steaks in California
Ranked by funded Charleys Philly Steaks loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.101 loans · $81M · Pasadena, CAFull record →
- 2.72 loans · $30M · Oconomowoc, WIFull record →
- 3.62 loans · $21M · Saint Cloud, MNFull record →
- 4.1 loans · $1M · San Gabriel, CAFull record →
4+ funded Charleys Philly Steaks in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- B to Z enterprise LLC in Sherman Oaks, CA — $381K (2026) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $286K (75%)
- Approved
- 1/8/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Bank Five Nine · Lender record →
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- CHARLEYS #2739 in Upland, CA — $363K (2026) · purchase · East West Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 117 months
- SBA guaranteed
- $272K (75%)
- Approval → funding
- 25 days
- Approved
- 1/5/2026
- First disbursed
- 1/30/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $403K
- Est. down payment (10%)
- $40K
- Est. cash at closing
- $54K
- Monthly payment
- $4,520
- Annual debt service
- $54K
- Cash flow needed (1.25×)
- $68K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by East West Bank · Lender record →
Your business? Claim this record · Request removal
- PACIFIC OCEANUS INC in Culver City, CA — $350K (2020) · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 123 months
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 31 days
- Approved
- 10/30/2019
- First disbursed
- 11/30/2019
- Loan status
- Paid in full (11/30/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Charleys Rialto Inc. in Rialto, CA — $225K (2020) · Pacific Alliance Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $169K (75%)
- Approval → funding
- 109 days
- Approved
- 3/13/2020
- First disbursed
- 6/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Pacific Alliance Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Charleys Philly Steaks in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded Charleys Philly Steaks loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Charleys Philly Steaks purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. East West Bank funds the most here. DealRoom is not a lender.
- $425K typical Charleys Philly Steaks loan
- 4 lenders active in California
- 4+ funded California deals
- 31 days typical to fund
Buyers buying a Charleys Philly Steaks in California typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources: