Food & Restaurants · lender intelligence
How to finance a El Pollo Loco in California
The SBA 7(a) lenders funding the most El Pollo Loco deals in California, from public loan records — typical El Pollo Loco loan about $1.8M. A bank already funding the brand in your state knows it twice over.
Most active with El Pollo Loco in California
Ranked by funded El Pollo Loco loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.40 loans · $42M · Irvine, CAFull record →
- 2.16 loans · $18M · Chicago, ILFull record →
4+ funded El Pollo Loco in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- L & M Pollos, LLC in Riverside, CA — $970K (2026) · purchase · Commercial Bank of California
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $728K (75%)
- Approval → funding
- 39 days
- Approved
- 11/21/2025
- First disbursed
- 12/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 28
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $108K
- Est. cash at closing
- $148K
- Monthly payment
- $12,027
- Annual debt service
- $144K
- Cash flow needed (1.25×)
- $180K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Commercial Bank of California · Lender record →
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- Rafmar & Sons Enterprices Inc in Venice, CA — $200K (2025) · Bank of America, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.44% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $100K (50%)
- Approved
- 9/29/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Bank of America, National Association · Lender record →
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- SONAR BIG INC in Chino, CA — $1.4M (2022) · First General Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 246 months
- SBA guaranteed
- $1.1M (75%)
- Approved
- 3/11/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 72
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by First General Bank
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- Waldorf Real Estate Group LLC in Los Angeles, CA — $2.4M (2020) · purchase · BMO Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.78% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.8M (75%)
- Approval → funding
- 36 days
- Approved
- 10/25/2019
- First disbursed
- 11/30/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $2.7M
- Est. down payment (10%)
- $272K
- Est. cash at closing
- $375K
- Monthly payment
- $13,988
- Annual debt service
- $168K
- Cash flow needed (1.25×)
- $210K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BMO Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a El Pollo Loco in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded El Pollo Loco loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a El Pollo Loco purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. Commercial Bank of California funds the most here. DealRoom is not a lender.
- $1.8M typical El Pollo Loco loan
- 4 lenders active in California
- 4+ funded California deals
- 39 days typical to fund
Buyers buying a El Pollo Loco in California typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources: