Food & Restaurants · lender intelligence
How to finance a Jimmy John's in North Carolina
The SBA 7(a) lenders funding the most Jimmy John's deals in North Carolina, from public loan records — typical Jimmy John's loan about $520K. A bank already funding the brand in your state knows it twice over.
Most active with Jimmy John's in North Carolina
Ranked by funded Jimmy John's loans in North Carolina. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.47 loans · $39M · Greenville, PAFull record →
- 3.28 loans · $42M · Lehi, UTFull record →
- 4.20 loans · $8M · Saint Petersburg, FLFull record →
- 5.75 loans · $98M · Sioux Falls, SDFull record →
- 6.1 loans · $1M · Lincoln, NEFull record →
- 7.168 loans · $205M · Fishers, INFull record →
10+ funded Jimmy John's in North Carolina deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- NV SUBS #2 LLC in Hickory, NC — $500K (2026) · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $250K (50%)
- Approved
- 2/24/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- CO OPS 3 LLC in Greenville, NC — $500K (2024) · Union Bank and Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $250K (50%)
- Approval → funding
- 91 days
- Approved
- 9/30/2024
- First disbursed
- 12/30/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 58
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Union Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
- Jimmy John's in Charlotte, NC — $780K (2023) · purchase · First Internet Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $585K (75%)
- Approval → funding
- 10 days
- Approved
- 8/22/2023
- First disbursed
- 9/1/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 40
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $867K
- Est. down payment (10%)
- $87K
- Est. cash at closing
- $119K
- Monthly payment
- $10,855
- Annual debt service
- $130K
- Cash flow needed (1.25×)
- $163K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
- P&R Enterprises, LLC in Asheville, NC — $349K (2022) · purchase · The Bancorp Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $262K (75%)
- Approval → funding
- 36 days
- Approved
- 9/8/2022
- First disbursed
- 10/14/2022
- Loan status
- Paid in full (4/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $388K
- Est. down payment (10%)
- $39K
- Est. cash at closing
- $52K
- Monthly payment
- $4,234
- Annual debt service
- $51K
- Cash flow needed (1.25×)
- $64K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Jimmy John’s Gourmet Sandwiches in Carrboro, NC — $3.5M (2021) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 4.95% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.1M (90%)
- Approval → funding
- 31 days
- Approved
- 3/26/2021
- First disbursed
- 4/26/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 200
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $3.9M
- Est. down payment (10%)
- $388K
- Est. cash at closing
- $537K
- Monthly payment
- $20,330
- Annual debt service
- $244K
- Cash flow needed (1.25×)
- $305K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- JJ Stuckey & Partners LLC in Jacksonville, NC — $1.7M (2021) · First National Bank of Pennsylvania
- Program
- 7a General
- Rate at approval
- 6% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.5M (90%)
- Approved
- 2/5/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 59
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
- Jimmy John’s Gourmet Sandwiches in Carrboro, NC — $505K (2021) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 4.95% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $455K (90%)
- Approval → funding
- 31 days
- Approved
- 3/26/2021
- First disbursed
- 4/26/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 200
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $561K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $75K
- Monthly payment
- $5,344
- Annual debt service
- $64K
- Cash flow needed (1.25×)
- $80K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- NC Sandwiches 1 LLC in Charlotte, NC — $446K (2021) · LendingClub Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 128 months
- SBA guaranteed
- $401K (90%)
- Approval → funding
- 9 days
- Approved
- 4/21/2021
- First disbursed
- 4/30/2021
- Loan status
- Paid in full (7/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by LendingClub Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Radhey Radhey LLC in Wilson, NC — $130K (2021) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $111K (85%)
- Approval → funding
- 50 days
- Approved
- 12/18/2020
- First disbursed
- 2/6/2021
- Loan status
- Paid in full (12/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Graham RD, LLC in New Bern, NC — $122K (2021) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $110K (90%)
- Approval → funding
- 10 days
- Approved
- 5/17/2021
- First disbursed
- 5/27/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 17
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Jimmy John's in North Carolina? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded Jimmy John's loans with a North Carolina project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Jimmy John's purchase in North Carolina with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded North Carolina deals. Live Oak Banking Company funds the most here. DealRoom is not a lender.
- $520K typical Jimmy John's loan
- 8 lenders active in North Carolina
- 10+ funded North Carolina deals
- 31 days typical to fund
Buyers buying a Jimmy John's in North Carolina typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources: