Health & Medical · lender intelligence
How to finance a Kids 'R' Kids
The SBA 7(a) lenders funding the most Kids 'R' Kids deals, ranked from public loan records — typical Kids 'R' Kids loan about $1.7M. A bank that has funded the brand knows the model — faster approvals, better terms.
Most active with Kids 'R' Kids
Ranked by funded Kids 'R' Kids loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.72 loans · $30M · Oconomowoc, WIFull record →
- 4.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 5.128 loans · $40M · Wilmington, DEFull record →
- 6.57 loans · $97M · New Canaan, CTFull record →
- 7.284 loans · $254M · Cincinnati, OHFull record →
- 8.22 loans · $33M · Dallas, TXFull record →
- 9.1 loans · $0M · Zebulon, GAFull record →
- 10.116 loans · $120M · Evansville, INFull record →
- 11.5 loans · $16M · Humble, TXFull record →
21+ funded Kids 'R' Kids deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- PrimeSteps Academy, LLC in Prosper, TX — $5.0M (2026) · purchase · Bankwell Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approved
- 2/9/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 24
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $38,591
- Annual debt service
- $463K
- Cash flow needed (1.25×)
- $579K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bankwell Bank · Lender record →
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- Little Sprouts Learning, LLC in North Brunswick, NJ — $1.6M (2026) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 21 days
- Approved
- 1/16/2026
- First disbursed
- 2/6/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Change of Ownership
- Industry
- Child and Youth Services
If you were the buyer here
- Est. deal size
- $1.8M
- Est. down payment (10%)
- $178K
- Est. cash at closing
- $244K
- Monthly payment
- $19,202
- Annual debt service
- $230K
- Cash flow needed (1.25×)
- $288K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- VIHAAN AAVYA INC. in Chester, VA — $775K (2026) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $581K (75%)
- Approved
- 3/24/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
- Great Learning Corp. in Allen, TX — $4.9M (2025) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.7M (75%)
- Approval → funding
- 3 days
- Approved
- 10/8/2024
- First disbursed
- 10/11/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 32
- Business age
- New Business or 2 years or less
- Industry
- Child Care Services
Funded by Readycap Lending, LLC · Lender record →
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- VAGHEESHA, LLC in Irving, TX — $970K (2025) · purchase · Fifth Third Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $728K (75%)
- Approval → funding
- 42 days
- Approved
- 11/6/2024
- First disbursed
- 12/18/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Jobs supported
- 40
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $108K
- Est. cash at closing
- $148K
- Monthly payment
- $11,769
- Annual debt service
- $141K
- Cash flow needed (1.25×)
- $177K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
- MAAY DAYCARE INC. in Orlando, FL — $500K (2025) · purchase · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 28 days
- Approved
- 11/8/2024
- First disbursed
- 12/6/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $6,334
- Annual debt service
- $76K
- Cash flow needed (1.25×)
- $95K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
- VRISE, INC. in Frisco, TX — $4.0M (2024) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.0M (75%)
- Approval → funding
- 11 days
- Approved
- 2/15/2024
- First disbursed
- 2/26/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Child Care Services
Funded by Readycap Lending, LLC · Lender record →
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- Bunty LLC in Sugar Land, TX — $580K (2024) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $435K (75%)
- Approval → funding
- 3 days
- Approved
- 4/23/2024
- First disbursed
- 4/26/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 39
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $644K
- Est. down payment (10%)
- $64K
- Est. cash at closing
- $86K
- Monthly payment
- $7,908
- Annual debt service
- $95K
- Cash flow needed (1.25×)
- $119K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Kids R Kids Texas #80 in Houston, TX — $498K (2024) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $374K (75%)
- Approval → funding
- 470 days
- Approved
- 3/13/2024
- First disbursed
- 6/26/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 42
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
- Bunty LLC in Sugar Land, TX — $50K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 4 days
- Approved
- 4/26/2024
- First disbursed
- 4/30/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 39
- Business age
- Existing or more than 2 years old
- Industry
- Child Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Aquariscorp, LLC in Carrollton, TX — $5.0M (2023) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 14 days
- Approved
- 12/16/2022
- First disbursed
- 12/30/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $40,261
- Annual debt service
- $483K
- Cash flow needed (1.25×)
- $604K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Kanz Lakeshore Management, LLC in Houston, TX — $5.0M (2023) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 24 days
- Approved
- 9/19/2023
- First disbursed
- 10/13/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 35
- Business age
- New Business or 2 years or less
- Industry
- Child Care Services
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- KART Operating LLC in Arlington, TX — $5.0M (2022) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 4.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approved
- 11/18/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 76
- Business age
- Change of Ownership
- Industry
- Child Day Care Services
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $27,087
- Annual debt service
- $325K
- Cash flow needed (1.25×)
- $406K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- SHFK III, LLC in Kingwood, TX — $5.0M (2021) · Plains State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 324 mo (27 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 560 days
- Approved
- 8/25/2021
- First disbursed
- 3/8/2023
- Loan status
- Paid in full (10/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 45
- Business age
- New Business or 2 years or less
- Industry
- Child and Youth Services
Funded by Plains State Bank · Lender record →
Your business? Claim this record · Request removal
- Elinks Education Corp in Roswell, GA — $2.9M (2021) · purchase · United Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.6M (90%)
- Approval → funding
- 56 days
- Approved
- 8/5/2021
- First disbursed
- 9/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 35
- Business age
- Change of Ownership
- Industry
- Child Day Care Services
If you were the buyer here
- Est. deal size
- $3.2M
- Est. down payment (10%)
- $317K
- Est. cash at closing
- $437K
- Monthly payment
- $17,079
- Annual debt service
- $205K
- Cash flow needed (1.25×)
- $256K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Bank · Lender record →
Your business? Claim this record · Request removal
- Little Sprouts Learning, LLC in North Brunswick, NJ — $715K (2021) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 123 months
- SBA guaranteed
- $644K (90%)
- Approval → funding
- 6 days
- Approved
- 2/5/2021
- First disbursed
- 2/11/2021
- Loan status
- Paid in full (2/28/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Day Care Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Early Milestones, LLC in Sioux Falls, SD — $553K (2021) · Old National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $498K (90%)
- Approval → funding
- 52 days
- Approved
- 8/9/2021
- First disbursed
- 9/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 35
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Day Care Services
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
- Silverom Enterprises, LLC in Tomball, TX — $250K (2021) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.3% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 19 days
- Approved
- 4/15/2021
- First disbursed
- 5/4/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Child Day Care Services
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- JDM Learning LLC in Lincoln, NE — $4.1M (2020) · PNC Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.25% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $3.1M (75%)
- Approval → funding
- 0 days
- Approved
- 9/18/2020
- First disbursed
- 9/18/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 47
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Day Care Services
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Benipal Investments LLC in Richmond, TX — $3.8M (2020) · purchase · Texas Capital Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.95% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.9M (75%)
- Approval → funding
- 32 days
- Approved
- 1/28/2020
- First disbursed
- 2/29/2020
- Loan status
- Paid in full (10/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 38
- Business age
- Change of Ownership
- Industry
- Child Day Care Services
If you were the buyer here
- Est. deal size
- $4.2M
- Est. down payment (10%)
- $422K
- Est. cash at closing
- $584K
- Monthly payment
- $22,115
- Annual debt service
- $265K
- Cash flow needed (1.25×)
- $332K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Texas Capital Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Kids 'R' Kids? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded loans to Kids 'R' Kids businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Kids 'R' Kids purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Live Oak Banking Company funds the most. DealRoom is not a lender.
- $1.7M typical Kids 'R' Kids loan
- 12 lenders fund the brand
- 24 days typical to fund
Buyers researching a Kids 'R' Kids typically pre-qualify for SBA 7(a) financing next, then ask DealRoom to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.