Education & Childcare · lender intelligence
How to finance a Kumon in California
The SBA 7(a) lenders funding the most Kumon deals in California, from public loan records — typical Kumon loan about $172K. A bank already funding the brand in your state knows it twice over.
Most active with Kumon in California
Ranked by funded Kumon loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.33 loans · $54M · Sun Valley, CAFull record →
- 2.78 loans · $79M · New Orleans, LAFull record →
- 3.20 loans · $8M · Saint Petersburg, FLFull record →
- 4.29 loans · $28M · Quincy, CAFull record →
7+ funded Kumon in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- LJ3 INC in Los Alamitos, CA — $854K (2025) · purchase · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.15% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $640K (75%)
- Approval → funding
- 55 days
- Approved
- 3/25/2025
- First disbursed
- 5/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Exam Preparation and Tutoring
If you were the buyer here
- Est. deal size
- $948K
- Est. down payment (10%)
- $95K
- Est. cash at closing
- $130K
- Monthly payment
- $10,424
- Annual debt service
- $125K
- Cash flow needed (1.25×)
- $156K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
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- Bright Think Inc. in Anaheim, CA — $500K (2025) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 82 days
- Approved
- 11/12/2024
- First disbursed
- 2/2/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Other Technical and Trade Schools
Funded by U.S. Bank, National Association · Lender record →
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- 3K Capital Partners in Tustin, CA — $951K (2024) · purchase · Gulf Coast Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $713K (75%)
- Approval → funding
- 38 days
- Approved
- 2/27/2024
- First disbursed
- 4/5/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 24
- Business age
- Change of Ownership
- Industry
- Exam Preparation and Tutoring
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $106K
- Est. cash at closing
- $145K
- Monthly payment
- $12,571
- Annual debt service
- $151K
- Cash flow needed (1.25×)
- $189K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Gulf Coast Bank and Trust Company · Lender record →
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- PPA Alam, LLC in Albany, CA — $172K (2024) · purchase · Plumas Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $129K (75%)
- Approval → funding
- 7 days
- Approved
- 9/23/2024
- First disbursed
- 9/30/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Exam Preparation and Tutoring
If you were the buyer here
- Est. deal size
- $191K
- Est. down payment (10%)
- $19K
- Est. cash at closing
- $26K
- Monthly payment
- $2,156
- Annual debt service
- $26K
- Cash flow needed (1.25×)
- $32K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Plumas Bank · Lender record →
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- Forever BBB Inc. in Chino Hills, CA — $80K (2024) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 13.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $68K (85%)
- Approval → funding
- 4 days
- Approved
- 3/14/2024
- First disbursed
- 3/18/2024
- Loan status
- Paid in full (3/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Exam Preparation and Tutoring
Funded by BayFirst National Bank · Lender record →
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- Polestar Learning Inc in San Ramon, CA — $464K (2023) · Mission Valley Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $348K (75%)
- Approval → funding
- 11 days
- Approved
- 10/20/2022
- First disbursed
- 10/31/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 17
- Business age
- New Business or 2 years or less
- Industry
- Exam Preparation and Tutoring
Funded by Mission Valley Bank · Lender record →
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- KUMON MATH AND READING CENTER OF PORTER RANCH in Porter Ranch, CA — $503K (2022) · purchase · Mission Valley Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $377K (75%)
- Approval → funding
- 9 days
- Approved
- 7/19/2022
- First disbursed
- 7/28/2022
- Loan status
- Paid in full (3/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Exam Preparation and Tutoring
If you were the buyer here
- Est. deal size
- $559K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $75K
- Monthly payment
- $5,779
- Annual debt service
- $69K
- Cash flow needed (1.25×)
- $87K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mission Valley Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Kumon in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded Kumon loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Kumon purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. Mission Valley Bank funds the most here. DealRoom is not a lender.
- $172K typical Kumon loan
- 5 lenders active in California
- 7+ funded California deals
- 11 days typical to fund
Buyers buying a Kumon in California typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.