Food & Restaurants · lender intelligence
How to finance a McDonalds in Michigan
The SBA 7(a) lenders funding the most McDonalds deals in Michigan, from public loan records — typical McDonalds loan about $2.7M. A bank already funding the brand in your state knows it twice over.
Most active with McDonalds in Michigan
Ranked by funded McDonalds loans in Michigan. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.284 loans · $254M · Cincinnati, OHFull record →
- 2.242 loans · $281M · Chicago, ILFull record →
- 3.2,539 loans · $965M · Columbus, OHFull record →
6+ funded McDonalds in Michigan deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- MATH633, LTD. in Dearborn, MI — $2.7M (2024) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.0M (75%)
- Approval → funding
- 47 days
- Approved
- 1/11/2024
- First disbursed
- 2/27/2024
- Loan status
- Paid in full (3/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 50
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Byline Bank · Lender record →
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- A-RAY-A 2 LLC in Detroit, MI — $909K (2024) · Fifth Third Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $682K (75%)
- Approval → funding
- 20 days
- Approved
- 3/12/2024
- First disbursed
- 4/1/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 70
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Fifth Third Bank · Lender record →
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- MATH633, LTD. in Dearborn, MI — $100K (2024) · Byline Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 22 days
- Approved
- 1/11/2024
- First disbursed
- 2/2/2024
- Loan status
- Paid in full (3/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 50
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
- A-RAY-A LLC in Detroit, MI — $2.8M (2022) · purchase · Fifth Third Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.49% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.1M (75%)
- Approval → funding
- 0 days
- Approved
- 2/7/2022
- First disbursed
- 2/7/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 55
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $3.1M
- Est. down payment (10%)
- $309K
- Est. cash at closing
- $426K
- Monthly payment
- $28,782
- Annual debt service
- $345K
- Cash flow needed (1.25×)
- $432K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
- A-RAY-A LLC in Detroit, MI — $70K (2022) · purchase · Fifth Third Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 3.86% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $35K (50%)
- Approved
- 2/7/2022
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 55
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $78K
- Est. down payment (10%)
- $8K
- Est. cash at closing
- $10K
- Monthly payment
- $704
- Annual debt service
- $8K
- Cash flow needed (1.25×)
- $11K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
- CMF Enterprises, Inc. in Flint, MI — $645K (2021) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $581K (90%)
- Approval → funding
- 3 days
- Approved
- 5/24/2021
- First disbursed
- 5/27/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a McDonalds in Michigan? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded McDonalds loans with a Michigan project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a McDonalds purchase in Michigan with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Michigan deals. Fifth Third Bank funds the most here. DealRoom is not a lender.
- $2.7M typical McDonalds loan
- 3 lenders active in Michigan
- 6+ funded Michigan deals
- 22 days typical to fund
Buyers buying a McDonalds in Michigan typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.