Automotive · lender intelligence
How to finance a Midas/SpeeDee Oil Change & Auto Service in California
The SBA 7(a) lenders funding the most Midas/SpeeDee Oil Change & Auto Service deals in California, from public loan records — typical Midas/SpeeDee Oil Change & Auto Service loan about $445K. A bank already funding the brand in your state knows it twice over.
Most active with Midas/SpeeDee Oil Change & Auto Service in California
Ranked by funded Midas/SpeeDee Oil Change & Auto Service loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
4+ funded Midas/SpeeDee Oil Change & Auto Service in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Speedee Midas Auto Service Center in Hollister, CA — $3.6M (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.95% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.7M (75%)
- Approval → funding
- 6 days
- Approved
- 2/26/2025
- First disbursed
- 3/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $4.0M
- Est. down payment (10%)
- $396K
- Est. cash at closing
- $548K
- Monthly payment
- $45,101
- Annual debt service
- $541K
- Cash flow needed (1.25×)
- $677K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- West Sacramento Midas in West Sacramento, CA — $215K (2023) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $161K (75%)
- Approval → funding
- 40 days
- Approved
- 2/16/2023
- First disbursed
- 3/28/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- General Automotive Repair
If you were the buyer here
- Est. deal size
- $239K
- Est. down payment (10%)
- $24K
- Est. cash at closing
- $32K
- Monthly payment
- $2,666
- Annual debt service
- $32K
- Cash flow needed (1.25×)
- $40K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- VMG Ventures LLC in Dublin, CA — $952K (2021) · purchase · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.45% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $857K (90%)
- Approval → funding
- 11 days
- Approved
- 8/2/2021
- First disbursed
- 8/13/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- General Automotive Repair
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $106K
- Est. cash at closing
- $145K
- Monthly payment
- $10,308
- Annual debt service
- $124K
- Cash flow needed (1.25×)
- $155K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- A&A INVESTMENTS & AUTO SERVICE in Stockton, CA — $1.3M (2020) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 306 months
- SBA guaranteed
- $975K (75%)
- Approval → funding
- 9 days
- Approved
- 2/12/2020
- First disbursed
- 2/21/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- Existing or more than 2 years old
- Industry
- General Automotive Repair
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Buying a Midas/SpeeDee Oil Change & Auto Service in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded Midas/SpeeDee Oil Change & Auto Service loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Midas/SpeeDee Oil Change & Auto Service purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. Live Oak Banking Company funds the most here. DealRoom is not a lender.
- $445K typical Midas/SpeeDee Oil Change & Auto Service loan
- 2 lenders active in California
- 4+ funded California deals
- 11 days typical to fund
Buyers buying a Midas/SpeeDee Oil Change & Auto Service in California typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
Next steps
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.