Automotive · lender intelligence
How to finance a Napa AutoCare Program Membership Agreement in Michigan
The SBA 7(a) lenders funding the most Napa AutoCare Program Membership Agreement deals in Michigan, from public loan records — typical Napa AutoCare Program Membership Agreement loan about $563K. A bank already funding the brand in your state knows it twice over.
Most active with Napa AutoCare Program Membership Agreement in Michigan
Ranked by funded Napa AutoCare Program Membership Agreement loans in Michigan. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.284 loans · $254M · Cincinnati, OHFull record →
- 2.1 loans · $1M · Milledgeville, GAFull record →
- 3.18 loans · $6M · Oxford, MIFull record →
5+ funded Napa AutoCare Program Membership Agreement in Michigan deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Wilber Auto Parts LLC in Coldwater, MI — $1.2M (2025) · purchase · Century Bank and Trust
- Program
- 7a General
- Rate at approval
- 7% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $898K (75%)
- Approval → funding
- 18 days
- Approved
- 6/12/2025
- First disbursed
- 6/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Automotive Parts and Accessories Retailers
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $133K
- Est. cash at closing
- $182K
- Monthly payment
- $13,898
- Annual debt service
- $167K
- Cash flow needed (1.25×)
- $208K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Century Bank and Trust · Lender record →
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- Cereal City Auto Parts, Inc. in Battle Creek, MI — $4.0M (2022) · Fifth Third Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.7% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.0M (75%)
- Approval → funding
- 8 days
- Approved
- 6/29/2022
- First disbursed
- 7/7/2022
- Loan status
- Paid in full (7/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 45
- Business age
- Existing or more than 2 years old
- Industry
- Motor Vehicle Supplies and New Parts Merchant Wholesalers
Funded by Fifth Third Bank · Lender record →
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- Cereal City Auto Parts, Inc. in Battle Creek, MI — $300K (2022) · Fifth Third Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (50%)
- Approval → funding
- 161 days
- Approved
- 6/29/2022
- First disbursed
- 12/7/2022
- Loan status
- Paid in full (7/31/2025)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 45
- Business age
- Existing or more than 2 years old
- Industry
- Motor Vehicle Supplies and New Parts Merchant Wholesalers
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
- Lynn Auto Parts, Inc. in Sault Sainte Marie, MI — $1.5M (2021) · purchase · Central Savings Bank
- Program
- 7a General
- Rate at approval
- 4.9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.4M (90%)
- Approval → funding
- 38 days
- Approved
- 2/19/2021
- First disbursed
- 3/29/2021
- Loan status
- Paid in full (10/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 92
- Business age
- Change of Ownership
- Industry
- Automotive Parts and Accessories Stores
If you were the buyer here
- Est. deal size
- $1.7M
- Est. down payment (10%)
- $170K
- Est. cash at closing
- $233K
- Monthly payment
- $16,153
- Annual debt service
- $194K
- Cash flow needed (1.25×)
- $242K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Central Savings Bank
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- M2 Property Holdings, LLC in Waterford, MI — $484K (2020) · Oxford Bank
- Program
- 7a General
- Rate at approval
- 6.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $363K (75%)
- Approved
- 3/12/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Parts and Accessories Stores
Funded by Oxford Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Napa AutoCare Program Membership Agreement in Michigan? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded Napa AutoCare Program Membership Agreement loans with a Michigan project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Napa AutoCare Program Membership Agreement purchase in Michigan with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Michigan deals. Fifth Third Bank funds the most here. DealRoom is not a lender.
- $563K typical Napa AutoCare Program Membership Agreement loan
- 4 lenders active in Michigan
- 5+ funded Michigan deals
- 38 days typical to fund
Buyers buying a Napa AutoCare Program Membership Agreement in Michigan typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
Next steps
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.