Food & Restaurants · lender intelligence
How to finance a Papa John's in California
The SBA 7(a) lenders funding the most Papa John's deals in California, from public loan records — typical Papa John's loan about $329K. A bank already funding the brand in your state knows it twice over.
Most active with Papa John's in California
Ranked by funded Papa John's loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.7 loans · $3M · Walnut Creek, CAFull record →
- 2.12 loans · $10M · Los Angeles, CAFull record →
- 3.13 loans · $18M · Roseburg, ORFull record →
- 4.1 loans · $1M · San Gabriel, CAFull record →
14+ funded Papa John's in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Papa North, LLC in Simi Valley, CA — $1.8M (2025) · purchase · Royal Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 6 days
- Approved
- 5/9/2025
- First disbursed
- 5/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 54
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $2.0M
- Est. down payment (10%)
- $203K
- Est. cash at closing
- $279K
- Monthly payment
- $23,366
- Annual debt service
- $280K
- Cash flow needed (1.25×)
- $350K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Royal Business Bank · Lender record →
Your business? Claim this record · Request removal
- PJ ZYUS GROUP LLC in Rancho Palos Verdes, CA — $1.3M (2025) · purchase · Royal Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $938K (75%)
- Approval → funding
- 85 days
- Approved
- 7/31/2025
- First disbursed
- 10/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 57
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $139K
- Est. cash at closing
- $190K
- Monthly payment
- $16,004
- Annual debt service
- $192K
- Cash flow needed (1.25×)
- $240K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Royal Business Bank · Lender record →
Your business? Claim this record · Request removal
- PJEJ CORP in Yucaipa, CA — $1.1M (2025) · purchase · Royal Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $848K (75%)
- Approval → funding
- 9 days
- Approved
- 9/9/2025
- First disbursed
- 9/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 42
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $126K
- Est. cash at closing
- $172K
- Monthly payment
- $14,777
- Annual debt service
- $177K
- Cash flow needed (1.25×)
- $222K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Royal Business Bank · Lender record →
Your business? Claim this record · Request removal
- Papa Johns Pizza in Corona, CA — $1.2M (2024) · purchase · United Business Bank
- Program
- 7a General
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $929K (75%)
- Approval → funding
- 15 days
- Approved
- 10/18/2023
- First disbursed
- 11/2/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 58
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $138K
- Est. cash at closing
- $189K
- Monthly payment
- $16,705
- Annual debt service
- $200K
- Cash flow needed (1.25×)
- $251K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Business Bank · Lender record →
Your business? Claim this record · Request removal
- SN Pizza Restaurants INC. in Paramount, CA — $830K (2024) · Columbia Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $623K (75%)
- Approval → funding
- 9 days
- Approved
- 10/29/2023
- First disbursed
- 11/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 40
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
- 9YARDS GROUP INC in Indio, CA — $365K (2024) · Royal Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $274K (75%)
- Approval → funding
- 17 days
- Approved
- 11/17/2023
- First disbursed
- 12/4/2023
- Loan status
- Paid in full (5/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Royal Business Bank · Lender record →
Your business? Claim this record · Request removal
- AMG5 Pizza Restaurants PJs2, LLC in Corona, CA — $510K (2022) · purchase · United Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $383K (75%)
- Approval → funding
- 10 days
- Approved
- 2/25/2022
- First disbursed
- 3/7/2022
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 42
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $567K
- Est. down payment (10%)
- $57K
- Est. cash at closing
- $76K
- Monthly payment
- $5,472
- Annual debt service
- $66K
- Cash flow needed (1.25×)
- $82K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Business Bank · Lender record →
Your business? Claim this record · Request removal
- ZYU Group Inc in Long Beach, CA — $450K (2022) · Pacific Alliance Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 91 days
- Approved
- 2/24/2022
- First disbursed
- 5/26/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 34
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Pacific Alliance Bank · Lender record →
Your business? Claim this record · Request removal
- AMG5 Pizza Restaurants PJs2 LLC in Chino, CA — $329K (2022) · purchase · United Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $247K (75%)
- Approval → funding
- 22 days
- Approved
- 3/15/2022
- First disbursed
- 4/6/2022
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $366K
- Est. down payment (10%)
- $37K
- Est. cash at closing
- $49K
- Monthly payment
- $3,530
- Annual debt service
- $42K
- Cash flow needed (1.25×)
- $53K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Business Bank · Lender record →
Your business? Claim this record · Request removal
- AMG5 Pizza Restaurants PJs1 LLC in Covina, CA — $80K (2022) · purchase · United Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $60K (75%)
- Approval → funding
- 10 days
- Approved
- 2/25/2022
- First disbursed
- 3/7/2022
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $89K
- Est. down payment (10%)
- $9K
- Est. cash at closing
- $11K
- Monthly payment
- $858
- Annual debt service
- $10K
- Cash flow needed (1.25×)
- $13K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Business Bank · Lender record →
Your business? Claim this record · Request removal
- Dajle Inc in Culver City, CA — $1.2M (2021) · purchase · United Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (90%)
- Approved
- 1/20/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 70
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $134K
- Est. cash at closing
- $184K
- Monthly payment
- $13,433
- Annual debt service
- $161K
- Cash flow needed (1.25×)
- $202K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Business Bank · Lender record →
Your business? Claim this record · Request removal
- TCM Papa John's in Pasadena, CA — $800K (2021) · purchase · United Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $720K (90%)
- Approval → funding
- 18 days
- Approved
- 9/10/2021
- First disbursed
- 9/28/2021
- Loan status
- Paid in full (12/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $889K
- Est. down payment (10%)
- $89K
- Est. cash at closing
- $122K
- Monthly payment
- $8,195
- Annual debt service
- $98K
- Cash flow needed (1.25×)
- $123K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Business Bank · Lender record →
Your business? Claim this record · Request removal
- I & R Foods LLC in Riverside, CA — $585K (2020) · purchase · United Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 86 months
- SBA guaranteed
- $439K (75%)
- Approval → funding
- 17 days
- Approved
- 9/13/2020
- First disbursed
- 9/30/2020
- Loan status
- Paid in full (2/28/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 80
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $650K
- Est. down payment (10%)
- $65K
- Est. cash at closing
- $87K
- Monthly payment
- $8,386
- Annual debt service
- $101K
- Cash flow needed (1.25×)
- $126K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Business Bank · Lender record →
Your business? Claim this record · Request removal
- CRAVU-2, Inc. in Ontario, CA — $215K (2020) · United Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $161K (75%)
- Approval → funding
- 15 days
- Approved
- 1/16/2020
- First disbursed
- 1/31/2020
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by United Business Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Papa John's in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded Papa John's loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Papa John's purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. United Business Bank funds the most here. DealRoom is not a lender.
- $329K typical Papa John's loan
- 4 lenders active in California
- 14+ funded California deals
- 15 days typical to fund
Buyers buying a Papa John's in California typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.