Business Services · lender intelligence
How to finance a Payroll Vault
The SBA 7(a) lenders funding the most Payroll Vault deals, ranked from public loan records — typical Payroll Vault loan about $150K. A bank that has funded the brand knows the model — faster approvals, better terms.
Most active with Payroll Vault
Ranked by funded Payroll Vault loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.575 loans · $220M · De Graff, OHFull record →
- 2.2 loans · $2M · Ridley Park, PAFull record →
- 3.1 loans · $1M · Raton, NMFull record →
- 4.1,025 loans · $292M · Berkeley Heights, NJFull record →
9+ funded Payroll Vault deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- BUSINESS PAYROLL AND EMPLOYMENT SOLUTIONS, LLC in Penn Yan, NY — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 52 days
- Approved
- 4/30/2024
- First disbursed
- 6/21/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Payroll Services
Funded by United Midwest Savings Bank National Association · Lender record →
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- Subvect Solutions Inc in Frisco, TX — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 22 days
- Approved
- 12/13/2023
- First disbursed
- 1/4/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Payroll Services
Funded by United Midwest Savings Bank National Association · Lender record →
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- RVA Payroll Solutions, LLC in Henrico, VA — $150K (2022) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 28 days
- Approved
- 11/1/2021
- First disbursed
- 11/29/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Payroll Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- J&J BUSINESS SERVICES LLC in Edison, NJ — $80K (2022) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $68K (85%)
- Approval → funding
- 11 days
- Approved
- 10/20/2021
- First disbursed
- 10/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Payroll Services
Funded by United Midwest Savings Bank National Association · Lender record →
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- Out West Business Services LLC in Fort Collins, CO — $325K (2021) · InBank
- Program
- 7a General
- Rate at approval
- 6% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $293K (90%)
- Approval → funding
- 16 days
- Approved
- 6/9/2021
- First disbursed
- 6/25/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Payroll Services
Funded by InBank · Lender record →
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- BABYBIRD LLC in Farmington Hills, MI — $150K (2021) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $135K (90%)
- Approval → funding
- 2 days
- Approved
- 3/9/2021
- First disbursed
- 3/11/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Payroll Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- 3 Diamonds Business Solutions LLC in Havertown, PA — $125K (2021) · BHCU D/B/A Propell Credit Union
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $113K (90%)
- Approval → funding
- 29 days
- Approved
- 1/25/2021
- First disbursed
- 2/23/2021
- Loan status
- Paid in full (3/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- Payroll Services
Funded by BHCU D/B/A Propell Credit Union · Lender record →
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- Haynes Group Consulting LLC in Argyle, TX — $100K (2021) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $90K (90%)
- Approval → funding
- 7 days
- Approved
- 7/22/2021
- First disbursed
- 7/29/2021
- Loan status
- Paid in full (4/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Payroll Services
Funded by Readycap Lending, LLC · Lender record →
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- Mukendi Group, LLC in Snellville, GA — $120K (2020) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 61 months
- SBA guaranteed
- $102K (85%)
- Approval → funding
- 18 days
- Approved
- 12/13/2019
- First disbursed
- 12/31/2019
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Payroll Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Payroll Vault? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded loans to Payroll Vault businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Payroll Vault purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. United Midwest Savings Bank National Association funds the most. DealRoom is not a lender.
- $150K typical Payroll Vault loan
- 4 lenders fund the brand
- 18 days typical to fund
Buyers researching a Payroll Vault typically pre-qualify for SBA 7(a) financing next, then ask DealRoom to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.