Franchise · lender intelligence
How to finance a Rent-A-Center
The SBA 7(a) lenders funding the most Rent-A-Center deals, ranked from public loan records — typical Rent-A-Center loan about $2.6M. A bank that has funded the brand knows the model — faster approvals, better terms.
Most active with Rent-A-Center
Ranked by funded Rent-A-Center loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.24 loans · $17M · Wayne, PAFull record →
- 2.20 loans · $8M · Saint Petersburg, FLFull record →
3+ funded Rent-A-Center deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Rent Time in Vista, CA — $2.7M (2020) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.0M (75%)
- Approved
- 11/20/2019
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Consumer Electronics and Appliances Rental
Funded by BayFirst National Bank · Lender record →
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- DML Temps LLC in Meriden, CT — $2.6M (2020) · purchase · Meridian Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.9M (75%)
- Approved
- 4/24/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 42
- Business age
- Change of Ownership
- Industry
- Professional Employer Organizations
If you were the buyer here
- Est. deal size
- $2.9M
- Est. down payment (10%)
- $286K
- Est. cash at closing
- $395K
- Monthly payment
- $27,946
- Annual debt service
- $335K
- Cash flow needed (1.25×)
- $419K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Meridian Bank · Lender record →
Your business? Claim this record · Request removal
- Rent Time in Vista, CA — $66K (2020) · U.S. Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.49% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $33K (50%)
- Approved
- 10/30/2019
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 49
- Business age
- Existing or more than 2 years old
- Industry
- Consumer Electronics and Appliances Rental
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Rent-A-Center? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded loans to Rent-A-Center businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Rent-A-Center purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Meridian Bank funds the most. DealRoom is not a lender.
- $2.6M typical Rent-A-Center loan
- 3 lenders fund the brand
Buyers researching a Rent-A-Center typically pre-qualify for SBA 7(a) financing next, then ask DealRoom to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.
- Canonical: