Food & Restaurants · lender intelligence
How to finance a Schlotzsky's in Texas
The SBA 7(a) lenders funding the most Schlotzsky's deals in Texas, from public loan records — typical Schlotzsky's loan about $453K. A bank already funding the brand in your state knows it twice over.
Most active with Schlotzsky's in Texas
Ranked by funded Schlotzsky's loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.60 loans · $130M · Doraville, GAFull record →
- 3.274 loans · $315M · Los Angeles, CAFull record →
- 4.78 loans · $79M · New Orleans, LAFull record →
- 5.20 loans · $8M · Saint Petersburg, FLFull record →
- 6.21 loans · $5M · Spartanburg, SCFull record →
7+ funded Schlotzsky's in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Sterling Block Restaurant Group LLC in Wichita Falls, TX — $892K (2026) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $669K (75%)
- Approved
- 12/17/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $991K
- Est. down payment (10%)
- $99K
- Est. cash at closing
- $136K
- Monthly payment
- $11,419
- Annual debt service
- $137K
- Cash flow needed (1.25×)
- $171K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- Sterling Block Restaurant Group LLC in Wichita Falls, TX — $150K (2026) · purchase · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $75K (50%)
- Approved
- 12/17/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $167K
- Est. down payment (10%)
- $17K
- Est. cash at closing
- $21K
- Monthly payment
- $1,920
- Annual debt service
- $23K
- Cash flow needed (1.25×)
- $29K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Vega North Enterprises LLC in San Antonio, TX — $4.0M (2024) · purchase · Gulf Coast Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.0M (75%)
- Approval → funding
- 21 days
- Approved
- 4/22/2024
- First disbursed
- 5/13/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 144
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $4.4M
- Est. down payment (10%)
- $444K
- Est. cash at closing
- $614K
- Monthly payment
- $54,467
- Annual debt service
- $654K
- Cash flow needed (1.25×)
- $817K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Gulf Coast Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
- Schlotzsky's 1347 in Spring, TX — $370K (2023) · purchase · Metro City Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $278K (75%)
- Approval → funding
- 8 days
- Approved
- 3/9/2023
- First disbursed
- 3/17/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $411K
- Est. down payment (10%)
- $41K
- Est. cash at closing
- $55K
- Monthly payment
- $6,762
- Annual debt service
- $81K
- Cash flow needed (1.25×)
- $101K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Metro City Bank · Lender record →
Your business? Claim this record · Request removal
- DDK Deli's LLC in San Antonio, TX — $150K (2023) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 13.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 2 days
- Approved
- 8/28/2023
- First disbursed
- 8/30/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
- KUBA FOODS LLC in Little Elm, TX — $273K (2022) · Bank of Hope
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $205K (75%)
- Approval → funding
- 4 days
- Approved
- 9/12/2022
- First disbursed
- 9/16/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
- Bluebird Acquisitions LLC in Granbury, TX — $2.2M (2021) · purchase · Southern Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 103 months
- SBA guaranteed
- $2.0M (90%)
- Approval → funding
- 14 days
- Approved
- 8/6/2021
- First disbursed
- 8/20/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 59
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $2.5M
- Est. down payment (10%)
- $247K
- Est. cash at closing
- $341K
- Monthly payment
- $27,693
- Annual debt service
- $332K
- Cash flow needed (1.25×)
- $415K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Southern Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Schlotzsky's in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded Schlotzsky's loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Schlotzsky's purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. The Huntington National Bank funds the most here. DealRoom is not a lender.
- $453K typical Schlotzsky's loan
- 6 lenders active in Texas
- 7+ funded Texas deals
- 8 days typical to fund
Buyers buying a Schlotzsky's in Texas typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.