Beauty & Personal Care · lender intelligence
How to finance a Smartstyle in Florida
The SBA 7(a) lenders funding the most Smartstyle deals in Florida, from public loan records — typical Smartstyle loan about $600K. A bank already funding the brand in your state knows it twice over.
Most active with Smartstyle in Florida
Ranked by funded Smartstyle loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.19 loans · $18M · Grand Rapids, MIFull record →
- 2.62 loans · $34M · Winter Haven, FLFull record →
3+ funded Smartstyle in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Panimor Corp in Odessa, FL — $1.4M (2020) · purchase · SouthState Bank, National Association
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 121 months
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 503 days
- Approved
- 11/14/2019
- First disbursed
- 3/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Beauty Salons
If you were the buyer here
- Est. deal size
- $1.5M
- Est. down payment (10%)
- $153K
- Est. cash at closing
- $210K
- Monthly payment
- $16,290
- Annual debt service
- $195K
- Cash flow needed (1.25×)
- $244K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by SouthState Bank, National Association · Lender record →
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- Jai Ganesha LLC in Clermont, FL — $796K (2020) · purchase · Lake Michigan CU
- Program
- Preferred Lenders Program
- Rate at approval
- 7% variable
- Term
- 123 months
- SBA guaranteed
- $597K (75%)
- Approval → funding
- 9 days
- Approved
- 10/22/2019
- First disbursed
- 10/31/2019
- Loan status
- Paid in full (4/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 30
- Business age
- Change of Ownership
- Industry
- Beauty Salons
If you were the buyer here
- Est. deal size
- $884K
- Est. down payment (10%)
- $88K
- Est. cash at closing
- $121K
- Monthly payment
- $9,087
- Annual debt service
- $109K
- Cash flow needed (1.25×)
- $136K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Lake Michigan CU · Lender record →
Your business? Claim this record · Request removal
- Uma Mahesh LLC in Clermont, FL — $635K (2020) · purchase · Lake Michigan CU
- Program
- Preferred Lenders Program
- Rate at approval
- 7% variable
- Term
- 123 months
- SBA guaranteed
- $476K (75%)
- Approval → funding
- 9 days
- Approved
- 10/22/2019
- First disbursed
- 10/31/2019
- Loan status
- Paid in full (4/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 30
- Business age
- Change of Ownership
- Industry
- Beauty Salons
If you were the buyer here
- Est. deal size
- $706K
- Est. down payment (10%)
- $71K
- Est. cash at closing
- $94K
- Monthly payment
- $7,249
- Annual debt service
- $87K
- Cash flow needed (1.25×)
- $109K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Lake Michigan CU · Lender record →
Your business? Claim this record · Request removal
Buying a Smartstyle in Florida? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded Smartstyle loans with a Florida project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Smartstyle purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. Lake Michigan CU funds the most here. DealRoom is not a lender.
- $600K typical Smartstyle loan
- 2 lenders active in Florida
- 3+ funded Florida deals
- 9 days typical to fund
Buyers buying a Smartstyle in Florida typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.